Jun 14 2025, 12:03 PM
QUOTE(littledaus @ Jun 13 2025, 12:48 AM)
i had similar situations here too. with several credit card debt on my shoulder, it make me thinking to find one solution for all. few bank had contact me to give a solutions to take settlement loans. how i able to know its worthy or not?
current:
UOB cc: 15k ~ 1k/mth
CIMBcc: 5K 400/mth
Aeon: 10k 600/mth
with current expenses, there is a month that i had to use my cc.
i watch ramsey baby step, but i not able to understand correctly how its works. any thought?
Actually to settle debt there is no other way thancurrent:
UOB cc: 15k ~ 1k/mth
CIMBcc: 5K 400/mth
Aeon: 10k 600/mth
with current expenses, there is a month that i had to use my cc.
i watch ramsey baby step, but i not able to understand correctly how its works. any thought?
1. earn more, pay faster
2. lower the interest
3. dont occur extra debt to it
We overspent to feel good when to do purchase or own the thing, but then need to face the consequences to covered the "good feeling". It's time to cut down all the expenses and stay low for the debt 30k atleast for 6 months or a year.
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