I think both of you is kinda noob to not talk about interest rate

I assume those are minimum payments?
Like that don’t know how many years you need to settle the debt lol.

First, make sure you have money left every month.
Second, you don’t have any money. Don’t pannai pannai go sign up for oversea trip latest gadgets coz after servicing min payment you got money left or quota left in cc. You don’t have money.
Third, try find any of your cc offer 0% balance transfer. Apply for it to the amount you can still service comfortably monthly to cover for the other cc. You don’t need to cover for whole amount. The idea is to reduce interest as much as possible. Everything little counts.