https://www.usdc.com/

GENIUS Act is the Guiding and Establishing National Innovation for US Stablecoins Act of 2025. It sets a legal framework for using stablecoins legally for payments in the United States. It creates national standards while allowing states to establish and enforce their own regulations locally.

And USDC is backed by IPO-based Circle and US government.

Let's discuss any implication for the world including Malaysia.

USDT vs USDC

USDT
USDT has 70% market share.
Used extensively in P2P and exchanges
USDT not MiCA compliant, not listed in Europe exchanges.
USDT even used a lot in China.
Self reported and audited

USDC
US Compliant
Issued by Circle, listed company
Potentially big brother monitored
Publicly audited

Frankly, the world will prefer USDT due to acceptance. I don't think Malaysia (in govt level) will want either though.
Malaysian users will still prefer USDT.

Ayamz only keep used in

DAI ( ETH Stablecoin )
DJED ( Cardano stablecoin )

for long term... coz no clawback mechanism and fully decentralised.

I usually convert all my crypto to USDT rather than USDC when I want to keep the value of my $$$ and prevent crypto crash overnight.

i split usdc fdusd. niw got xusd

I have invested some money in Circle, the stock price is sky rocketing...

How to buy Circle?

Moomoo. Make sure you have enough funds, otherwise Moomoo will use margin to trade

USDC compared to USDT, which safer & better ?