3 in 5 S’poreans live paycheck to paycheck: report
MSN

More than a quarter also work multiple jobs.

Three in five workers in Singapore, or 60%, lived paycheck to paycheck in 2024, surpassing the APAC average of 48%, according to ADP’s People at Work 2025 report.

More than a quarter, or 26%, held multiple jobs to cover basic expenses, manage additional costs, or save for retirement. Some also cited the need to gain work experience or fund education and training as reasons for taking on extra work.

Others reported working multiple jobs to support dependents or due to a lack of available full-time employment, the report said.

“Nearly two-thirds of people who hold three jobs still struggle to make ends meet.This presents an opportunity for employers to take a more holistic approach to compensation to help workers navigate the higher living costs of today’s global economy,” Richardson Nela, chief economist at ADP, said.

ADP surveyed 38,000 workers across 34 markets worldwide.

5 out of 5 Malaysia live paycheck to paycheck

7 out 5 live beyong paycheck

Don't compare we are like shit

This post has been edited by rcracer: Jun 8 2025, 09:05 AM

i thought only malaysia is the most expensive country in the world, how can SG 1:3 be any worse??? /s

That 3 out of 5 are Singaporeans or they included those foreign workers?

Are there any days for Malaysia, just curious

do you know why locals are living marginally?..
the other day i wanted to buy a phone... after calculating, it's cheaper to buy via a 24 mth instalment plan than ay by cash for 24 mth!!
seriously, paying cash has no value and which government agency involved should look into this CRAP of businesses

This post has been edited by KenM: Jun 8 2025, 09:36 AM

At least SG people try to come out of poverty. I know some Malaysians love living in poverty. I think they are far beyond paycheck to paycheck at this point.

Meanwhile in malaysia some people just hide under blanket and laugh hysterically when forbes publish the yearly top 50 richest in the country.

everyday i kena ads that encourage those people living paycheck to paycheck to take a loan, paylater, to go jalan jalan, vacation

It’s Singapore workforce so include all. This is global report la. Won’t purposely exclude true Singkie or not

https://www.thevibes.com/articles/news/9966...er-month-survey

https://www.malaymail.com/news/malaysia/202...-paycheck/71517

This is just your prespective. It is more profitable to lock you for 24 months to the same bank and telco operator albeit to sell the phone at slight discounted price,

well as long as they are happy living that way. They voted to be the happiest people. Just like Lapsapji, survey results is Everything. It's the truth.

Going under cover now n laugh..

i did the same with buying tyre replacement for my car... online purchase with installment, still cheaper than walkin and pay cash!.. i still don't know why! 😔

Also phone can sim lock to that telco.
Even selling the phone also useless.

What paycheck to paycheck? Last month's SGD500 CDC vouchers already used up d?

Not 3 out of 10 Sgporeans are millionaire?

Thinner margins online. Follow the flow and our pockets will thank us for being a smarter consumer.

SG never cover up. While MY kaki cover up. Mencuri depan mata dengan video sekali dalam YouTube pun tak nampak. LoL.