Assuming you non friend is honest and just take a small commisison you just stuck with problem 1

Off the bat after lunch thought exercise i can think of this but again requires someone to take a commission

Sell of (a) family property(ies) above market value. LHDN will only query i think if its way below, they after ppl who want to skim on stamp duty. Above will they pay that much attention? Who knows maybe not

Get a rich person to buy, you give him the cash to do so but he will of course take another commission

So yeah i can think of this at the moment

However if you really got 5 million you want to wash and willing to pay money for some good advice i could brainstorm one weekend for this shit with multiple options with associated risk. Give you a con-sultant style report

This post has been edited by 9m2w: Jun 6 2025, 02:43 PM

If you favour a pension style payout over a long period of time and again requires someone to take a commission

You need a buddy with a company. Have him appoint yourself as a director or staff there. Draw a 20K or more salary but in actuality you are funelling him the money. Businessman no issue he can think of many ways to funnel in your cash as revenue. But for all the PCB and socso he has to pay he gonna take a big cut also

This but minus the real work kek

Open up biz. Pump in 5 million paid up capital. Transfer say 4.5 million shares (or whatever value they come to an agreement with) to him for free. TS just pays stamp duty?

Declare dividend and clear the mount in reserve. Pay the new dividend tax

Not sure what other hidden costs but still doable i guess

But yes again this is gaming the system and not the right way which you are suggesting

Plot twist TS works for MACC and is trying to identify the crimnals in /k kek

Actually if my friend wins (and yeah a malay dude who is willing to approach me to redeem would be a close friend) i just say you settle whatever income tax i attract and belanja me makan. You keep it. Its your luck, not mine

Most nons i know share the same principle. When ppl win in gambling its their prerogative to give you something, its not an entitlement. End of they day its not like we belanja them makan or spend on them when they lose right?

But got to be careful here

Big ticket payables and receivables any decent non shoplot auditor will vouch and check supporting docs

So the 5 million cannot be funneled one shot to the friends business. Over a period of time. And the invoices has to be spread out and not too big with some supporting paper work

Patience is the key

Serba kantoi because of what? Too big a sum to dubious ppl with little to no supporting docs

Hehe after the listen guys you know something called designated driver, here comes another gem to show you this carrot doesn't know the subject matter

Boboi nobody disputing that fact

What I find lol funny is someone who probably never touch alcohol in life pretending to be a kaki minum masuk a thread in k wit some eureka invention... Designated driver

You can minus the cool story to make the point. But you just had to make a story with the most water is wet moment

Is pretending to be a guy that clubs or gamble the new in thing for budak baru nak up online?

Wow much edginess. I can feel your triple chin neck beard from across the Internets

Stop being a disappointment to your family and get real work done la ah boy.