Before implementing officially, they will give a window first for the workforce and EPF contributors to 'adjust' themselves. We can do the necessary then during this time before full implementation.

Can,... don't self-contribute anymore.

Start business earlier whereby you can 'control' your finances better and not contribute too much legally.

For those who reached 50 yo, take out whatever possible for a good reason.

We were on the topic of how to avoid our funds being held back for a long time. Hence, I recommended those methods.

IF,... your thinking is of not having any issues with having your funds inside EPF for a long time, then ignore my inputs.

I will not waste my time referring anything further,... but I'll reply your genuine question which would be more productive.

I am a savvy investor,... look at my other posts in this forum.

I am not eager to take out my EPF,... I don't even know how much I have in my EPF. I have never needed to use my EPF.

I counter-commented earlier because of my assumption of the topic at hand for which you indicated it was not. I was just trying to be helpful.