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Chat abit down, buy flat

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KenM
post May 28 2025, 03:54 AM

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QUOTE(poco loco @ May 28 2025, 01:48 AM)
at least ajen let me know early,b4 i reach that unit...thats good though
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sometimes, agent has multiple clients, so they try to push whoever puts deposit first… next time, have an agent ( you trust) look for you and get the appointment set..(you are going to pay the 2-3% agent fee), so let them find the deal… you just provide area and budget
KenM
post May 28 2025, 04:12 AM

Getting Started
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QUOTE(poco loco @ May 28 2025, 02:05 AM)
btw how they kira ajen fee?
contoh rumah harga rm 100k for easy kira
epf use 60k then balance rm40k cash
what else? insuran is not complusary right?since its not under loan
xmahir la saya,1st time buying jer
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the price normally includes the agent fees ( buyer pays).. you still need to appoint your own lawyer to clarify the situation of the property ( leasehold/ freehold/ encumbrances, outstandings to be paid (deduct from the price), cukai tanah, pintu , water, electricity- all done by your lawyer ( this extra fees you pay)… your lawyer will then confirm with you… once happy ..will arrange for signing.. after a few months, the key is handed to you.. congratulations!
i my case,i got an agent to represent me, got a lawyer… once i found a property, i asked the lawyer, who said to pay the 3%, booking fee my case to the agent ( registered company account)… another 10% thereabouts to the lawyer to execute the purchase and necessary 7% deposit and contact my preferred financial bank ( installment in my case)..once the financed amount is agreed, the transaction is done.. you just wait for paperwork to be signed… no other money involved..
after the keys, you will pay ( on your own, with your SnP copies, electricity, water, cukai etc).. and you may get a friendly LHDN dear john letter! 😂

i forget, after final installment, a small fee for the title transfer… in your cash case maybe included

This post has been edited by KenM: May 28 2025, 04:17 AM
KenM
post May 28 2025, 04:19 AM

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QUOTE(poco loco @ May 28 2025, 02:59 AM)
wah so early up arady
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my alarm told me you needed to know how not to sleep under the sky ma! 😂

 

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