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 How much your insurance cover critical illness?

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gundamsp01
post May 27 2025, 11:34 AM

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critical illness? meaning medical card? mine is up to 1M until i am 100 years old.
gundamsp01
post May 27 2025, 11:41 AM

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QUOTE(Le Don @ May 27 2025, 11:35 AM)
Example if you have cancer, the CI insurance will give u a lump sump payout

Does your medical card covers cancer treatment?
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i think mine doesn't give me lump sum unless i die of critical illness which is around 200k, i think.
my medical card pay for my critical illness treatment up to 1M (not sure if it refresh every year, need to check)
gundamsp01
post May 27 2025, 11:50 AM

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QUOTE(desmond2020 @ May 27 2025, 11:42 AM)
so it is life 200k plus medical card lo

anyway CI got catch one, some is only payable for end stage illness like cancer, and there is survival period after diagnosis which is from 7 days to 30 days.
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QUOTE(Boomwick @ May 27 2025, 11:47 AM)
Tat one 200k u buy is death / tpd..
Means mati, or total permanent disability (2 limb gone) only can claim that 200k..

In insurance, got 4 section

Life insurance which is death / tpd
Medical card
Ci36
PA (accident)

Ci36, is when u kena the listed 36 illness, no need to die or tpd, also can get claim
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then i have to check on this notworthy.gif

 

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