Outline ·
[ Standard ] ·
Linear+
EPF kata jangan
|
TSAyambetul
|
May 4 2025, 10:56 AM, updated 8 months ago
|
|
Don’t Rush To Use Your EPF Account 3 To Pay Off Your House Loan. Here’s Why It Might Not Be Worth It You’ve probably heard the good news. Back in March, EPF announced a 6.3% dividend for 2024. That’s a solid return, and honestly, not something we see every year. So it’s no surprise some are thinking, “Hey, maybe I should use that money in Account 3 to pay off my home loan.” It makes sense at first. Less loan, less stress, right? But according to finance content creator Financial Faiz, that move might actually backfire. Let’s break down why. https://weirdkaya.com/dont-rush-to-use-your...ot-be-worth-it/
|
|
|
|
|
|
JoeK
|
May 4 2025, 11:04 AM
|
|
Why?
|
|
|
|
|
|
Ichibanichi
|
May 4 2025, 11:04 AM
|
|
QUOTE(Ayambetul @ May 4 2025, 10:56 AM) Don’t Rush To Use Your EPF Account 3 To Pay Off Your House Loan. Here’s Why It Might Not Be Worth It You’ve probably heard the good news. Back in March, EPF announced a 6.3% dividend for 2024. That’s a solid return, and honestly, not something we see every year. So it’s no surprise some are thinking, “Hey, maybe I should use that money in Account 3 to pay off my home loan.” It makes sense at first. Less loan, less stress, right? But according to finance content creator Financial Faiz, that move might actually backfire. Let’s break down why. https://weirdkaya.com/dont-rush-to-use-your...ot-be-worth-it/Interest based on rm100k principal vs dividend on rm1k fund. I think this country fucuk.
|
|
|
|
|
|
iGamer
|
May 4 2025, 11:05 AM
|
|
EPF Emergency Piap Fund
|
|
|
|
|
|
SUSSyok Your Mom
|
May 4 2025, 11:05 AM
|
|
I rather trust my house than trust EPF
|
|
|
|
|
|
WaCKy-Angel
|
May 4 2025, 11:06 AM
|
|
QUOTE(Ayambetul @ May 4 2025, 10:56 AM) Don’t Rush To Use Your EPF Account 3 To Pay Off Your House Loan. Here’s Why It Might Not Be Worth It You’ve probably heard the good news. Back in March, EPF announced a 6.3% dividend for 2024. That’s a solid return, and honestly, not something we see every year. So it’s no surprise some are thinking, “Hey, maybe I should use that money in Account 3 to pay off my home loan.” It makes sense at first. Less loan, less stress, right? But according to finance content creator Financial Faiz, that move might actually backfire. Let’s break down why. https://weirdkaya.com/dont-rush-to-use-your...ot-be-worth-it/According to sunset orange lel
|
|
|
|
|
|
cmk96
|
May 4 2025, 11:07 AM
|
|
EPF guarantee can give above 6% every year?
|
|
|
|
|
|
Boomwick
|
May 4 2025, 11:08 AM
|
|
QUOTE(iGamer @ May 4 2025, 11:05 AM) 55 yrs old only can use ah.. haha
|
|
|
|
|
|
poco loco
|
May 4 2025, 11:08 AM
|
|
if countinue raise age of retirement also no use,,,no trust liao
|
|
|
|
|
|
iGamer
|
May 4 2025, 11:09 AM
|
|
QUOTE(Boomwick @ May 4 2025, 11:08 AM) 55 yrs old only can use ah.. haha Account 3 kan ada… account 2 can use by 50yo
|
|
|
|
|
|
MR_alien
|
May 4 2025, 11:10 AM
|
|
B40 Malaysians : sudah guna, sudah habis loh....sikalang baru cakap ah?
|
|
|
|
|
|
adamhzm90
|
May 4 2025, 11:11 AM
|
|
I always emptied out my akaun 3..yolo
|
|
|
|
|
|
loserguy
|
May 4 2025, 11:11 AM
|
|
Sunkist oren datang lagi
|
|
|
|
|
|
Boomwick
|
May 4 2025, 11:13 AM
|
|
QUOTE(iGamer @ May 4 2025, 11:09 AM) Account 3 kan ada… account 2 can use by 50yo  Haha Janji jangan mati pucuk sebelum boleh guna
|
|
|
|
|
|
andyng38
|
May 4 2025, 11:13 AM
|
|
shilling for views again?
|
|
|
|
|
|
patienceGNR
|
May 4 2025, 11:15 AM
|
|
Sunset orange guy, 50/50 la.
His beemer also demo/media test unit. Lol.
|
|
|
|
|
|
ry8128
|
May 4 2025, 11:23 AM
|
|
Huh? Got ppl use account 3 to pay house loan?
Those who use account 3 is b40. And b40 will use account 3 to buy phones, gadgets and etc, anything except paying for house loan. Else they wouldnt be b40 if they are smart enough to pay house loan
|
|
|
|
|
|
Emily Ratajkowski
|
May 4 2025, 11:25 AM
|
|
QUOTE(cmk96 @ May 4 2025, 11:07 AM) EPF guarantee can give above 6% every year? Housvyield can give above 3% every year?
|
|
|
|
|
|
matrix88
|
May 4 2025, 11:27 AM
|
|
Maybe should withdraw and buy sunset orange colored beemer.
|
|
|
|
|
|
cmk96
|
May 4 2025, 11:36 AM
|
|
QUOTE(Emily Ratajkowski @ May 4 2025, 11:25 AM) Housvyield can give above 3% every year? You sure can live till 55?
|
|
|
|
|