Take the SAP FICO role. It’s higher paying, in demand, and gives you solid experience in a global MNC. You can still pivot later if marketing calls to you, but this puts you in a better position, both financially and professionally.

Don’t worry about not having an IT or finance degree. Most functional consultants start like that and learn on the job. Later, if you want to switch, your resume will show adaptability and business systems knowledge, which is valuable in any field