Apr 21 2025, 10:01 PM
QUOTE(Atoz 1 point 1 auto @ Apr 21 2025, 04:23 PM)
Guys, I went to Public Bank today. A lady approached me, saying she had a very attractive savings plan to offer. I said, “Okay, let’s hear it.”
We sat down and she showed me this (refer to the image I uploaded)， she said this plan is called PUBLIC BANK GLOBAL TECHNOLOGY & HEALTHCARE FUND
Basically, if I place RM100,000, I’ll get RM116,883 in return — which means I earn about RM16,883 in interest each time.
Sounds pretty good, but I’d love to hear your thoughts. Has anyone tried this before? Is it really worth it? Any advice?
Not that easy bro. Agent fees itself is already 5% to 5.5%. And being a Unit Trust investment, it is sure to have ups and downs, and that 16% is projected on a good year. On a bad year, it can also be -16% or more.We sat down and she showed me this (refer to the image I uploaded)， she said this plan is called PUBLIC BANK GLOBAL TECHNOLOGY & HEALTHCARE FUND
Basically, if I place RM100,000, I’ll get RM116,883 in return — which means I earn about RM16,883 in interest each time.
Sounds pretty good, but I’d love to hear your thoughts. Has anyone tried this before? Is it really worth it? Any advice?
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