not possible anymore , because in your boomer time central bank interest started at 15% and gradually decreasing every year to eventually fed zero percent. now interest rate rising, banks will rugi if they let you redeem early.

I know. but basically worldwide interest rates was decreasing from 80s to 2020. so it was OK for banks to let you redeem early, as their bond portfolio assets would be increasing in price. now that interest rates are going to be same or higher, they wont let ppl redeem old loans early unless you pay a penalty which would basically wipe out any savings you get.

This post has been edited by diffyhelman2: Apr 21 2025, 03:48 PM

PPR type flat? in before developer offer to buy over and give you replacement