Figured out? not even close

But sort of learned over the years what unexpected things might pop up so I make sure I'm prepared for it financially, money does not buy happiness but it gives you options

Was lucky in my career so stashed up abit and living on auto-pilot until I can no longer spam it then only move on.

TLDR:

20s: work work save money
30s: make sure do as little as possible, spend time with family and kids