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 Hospitalisation - company vs personal insurance

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contestchris
post Mar 23 2025, 08:26 PM

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QUOTE(WaCKy-Angel @ Mar 21 2025, 11:53 PM)
Side question.

If my personal insurance has co-payment say RM500 or say 10% of total bill of 50k so will be 5K.
Can i claim that amount RM500 or 5K from my company insurance?
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Yes of course. This is relatively easy. You get a GL for your personal insurance and then pay-and-claim the rm5k deductible from your corporate cover. It's also much easier on the wallet as you only need to bear the deductible amount.

In TS case, why not go for his personal insurance since the estimated expenses going to exceed rm50k? Seems rather silly.

 

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