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 to buy or not to buy a living space, shop apartment studio upstairs unit

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mini orchard
post Mar 16 2025, 07:05 AM

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QUOTE(poco loco @ Mar 16 2025, 04:48 AM)
hello, i really need advise to buy or countinue rent a unit...
i am 41years old,got no more family,wife,kids and wanna maintain that way till i die,

the unit i wanted to buy is rm 90k shop apartment studio upstairs (highest floor) 3rd floor just 400 sq.ft (approximately)

and the unit i renting currently is a room rm320 rent + tnb n water rm170 total up about rm 490 a month..landed property

sometimes i wonder y buy a  property when i die it will not be pass to anyone, (just a piece of my mind)
but in the mean time,i really like to live in peace aka senyap enviroment,the room i renting got other tenant with kids n near diswahing area,which can jolt me up from sleep when in use,eventhough its for few minute..

pls just advice me (buy or not to buy)

i am kindda unsure,
thank you in advance
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And you think your cash in the bank can be passed to anyone when you die ? ( Just a piece of my mind 😂)
mini orchard
post Mar 16 2025, 08:59 AM

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QUOTE(romuluz777 @ Mar 16 2025, 08:49 AM)
Also, find a place which offers minimal risk of falling or injury..
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Is more of health problems when one gets older than the place itself. Injury from fall in nursing homes are common.
mini orchard
post Mar 16 2025, 07:03 PM

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QUOTE(gashout @ Mar 16 2025, 06:26 PM)
If you've life insurance. They won't force you take mrta
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Why would a forever alone man with no dependents, buy life insurance ? 😂

QUOTE(poco loco @ Mar 16 2025, 04:48 AM)
sometimes i wonder y buy a  property when i die it will not be pass to anyone, (just a piece of my mind)
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This post has been edited by mini orchard: Mar 16 2025, 07:15 PM
mini orchard
post Mar 16 2025, 07:18 PM

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QUOTE(gashout @ Mar 16 2025, 07:16 PM)
Banks need owner to pay off, while alive or after death
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After death is not his problem. Bank will foreclose and any balance, if any, will go to govt coffers.

 

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