yes, I experience this issue lots of the time.
I subscribed U98 just to test SA network , and so far I've used UMB few weeks , the 5G experience sucks.
If I lock SA and perform high throughput test (Speedtest every seconds) , the handover between NR N78 cells are very good and seamlessly, I don't see any disconnect issue happened.
But , things become worst when device is standby-ing , meaning no high throughput , the 5G connection will still be "connected" but Internet IS NOT working and call thru VoNR also NOT working.
Yes , U Mobile have VoNR for SA network.
It seems like U Mobile 5G Core Network is having some handover issue on SA. I got this issue on NSA sometimes but it's way more stable compare to SA only.
