1tb option not available

Hi. Me typically not a phone person, so quite out of touch with the market now. My old Asus phone is dying and thinking of getting a replacement. This time I kinda want to try a phone with a good camera, and I came across this.

My question is how is it as a daily driver? I don't plan on having multiple phones, but some commented about not trusting it with important apps like banking and some about how the OS is a problem.

As far as I've read, things like ads can be completely(?) disabled so I think its fine. Those AI stuff I probably won't use it much maybe it can be disabled? The main use are communication, social media, reading, some games and of course, photography. Would it be a good idea to get this? Appreciate any experiences that current users could share.

HyperOS is battery hog... lots of "rogue" background services running silently killing the battery...losing to 5K mAh of the DJ Koh...