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 EPF Dividend for 2024 : 6.3%, Announced in 1/3/2025

Guess the EPF dividend
 
< 5.5% [ 21 ] ** [5.82%]
5.5% [ 15 ] ** [4.16%]
5.65% to 5.8% [ 46 ] ** [12.74%]
5.85% to 6.0% [ 105 ] ** [29.09%]
> 6.0% [ 174 ] ** [48.20%]
Total Votes: 361
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TSronnie
post Feb 19 2025, 11:15 PM, updated 9 months ago

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Please vote for your guess on EPf Dividend for 2024!!!!

This post has been edited by ronnie: Mar 1 2025, 01:45 PM
Medufsaid
post Feb 19 2025, 11:58 PM

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i vote 5.85% to 6.0% bcos our govt track record is potong stim
Zhik
post Feb 20 2025, 01:07 AM

eeerrrmmmnnn, stupidity has no limit?
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Sudh apa tread la.
romuluz777
post Feb 20 2025, 05:45 AM

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QUOTE(Medufsaid @ Feb 20 2025, 12:58 AM)
i vote 5.85% to 6.0% bcos our govt track record is potong stim
*
Exactly
TSronnie
post Feb 20 2025, 08:20 AM

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let's hope the EPF delivers > 6%
wilson0416
post Feb 20 2025, 08:22 AM

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QUOTE(ronnie @ Feb 20 2025, 08:20 AM)
let's hope the EPF delivers > 6%
*
blmse92
post Feb 20 2025, 08:37 AM

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From 5.80% is a good start....
sunami
post Feb 20 2025, 09:12 AM

A CAT that can Bark. LMAO
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CPURanger
post Feb 20 2025, 09:15 AM

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5.80%.
barista
post Feb 20 2025, 09:25 AM

I want to retire
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Of course the higher the better.
TSronnie
post Feb 20 2025, 10:15 AM

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one can only hope

6% for RM1m = RM60k per year or RM5000 per month
6% for RM2m = RM120k per year or RM10000 per month
bill11
post Feb 20 2025, 10:43 AM

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This EPF should be more independent,
like SG or Aus, they just annouce right after 1st Jan, no need wait until end of Feb/March to announce. More like this EPF need to wait gov approval.
kkkw80
post Feb 20 2025, 11:03 AM

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So slow in announcing
dudester
post Feb 20 2025, 11:14 AM

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hope for 6 and above but i think news propaganda is preparing us for 5.8 - 6 as good news already
TSronnie
post Feb 20 2025, 12:07 PM

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i think it will be announce on 2/3
SydneyKL
post Feb 20 2025, 05:24 PM

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Voted for 5.85% and above
contestchris
post Feb 20 2025, 06:57 PM

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Heard it's 6.15% for conventional.
romuluz777
post Feb 20 2025, 07:03 PM

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QUOTE(ronnie @ Feb 20 2025, 11:15 AM)
one can only hope

6% for RM1m = RM60k per year or RM5000 per month
6% for RM2m = RM120k per year or RM10000 per month
*
10K per mth ngam cukup for basic retirement with no debts
PaperClip224
post Feb 20 2025, 07:08 PM

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someone once mentioned
if 6 then news hoohaa syukur madani number 1 d

but then no news ... so ? below 6 above 5
Lancer07
post Feb 20 2025, 07:29 PM

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Chanwsan
post Feb 20 2025, 07:37 PM

सोहम
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5.67898765%
N9484640
post Feb 20 2025, 07:56 PM

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dunwan to vote this year and be disappointed like last year....
UserU
post Feb 20 2025, 08:19 PM

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5.8%
ze2
post Feb 20 2025, 08:22 PM

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Less than 6 and 0.1% less for shariah.
TSronnie
post Feb 20 2025, 09:28 PM

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QUOTE(N9484640 @ Feb 20 2025, 07:56 PM)
dunwan to vote this year and be disappointed like last year....
*
i teach you...vote lowest and you'll not be disappointed.
ltl170692
post Feb 20 2025, 10:00 PM

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6.3% just for the lul laugh.gif
*Deep down we all know this is not going to happen* laugh.gif
soul78
post Feb 20 2025, 10:02 PM

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QUOTE(ze2 @ Feb 20 2025, 08:22 PM)
Less than 6 and 0.1% less for shariah.
*
and 0.1% less for agenda Palatstimnonz?.. aduiii...
so we back to 5.8% la tuh...
nelson969
post Feb 20 2025, 10:04 PM

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haiya, yall so positive, should be 5.5-5.99 ! make everyone withdraw epf and make joke
ze2
post Feb 20 2025, 11:07 PM

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QUOTE(soul78 @ Feb 20 2025, 10:02 PM)
and 0.1% less for agenda Palatstimnonz?.. aduiii...
so we back to 5.8% la tuh...
*
What to expect? On serious note, ZN also can promote speech.
prophetjul
post Feb 21 2025, 06:14 AM

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10%. I gotta good feelin! rclxm9.gif
Manuk1188
post Feb 21 2025, 06:15 AM

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Above 5.8, below 6
achong09
post Feb 21 2025, 06:37 AM

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QUOTE(blmse92 @ Feb 20 2025, 08:37 AM)
From 5.80% is a good start....
*
Better than fd
achong09
post Feb 21 2025, 06:38 AM

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QUOTE(nelson969 @ Feb 20 2025, 10:04 PM)
haiya, yall so positive, should be 5.5-5.99 ! make everyone withdraw epf and make joke
*
Those sor hai withdraw earlier.. hai lat lo
KenM
post Feb 21 2025, 06:58 AM

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QUOTE(achong09 @ Feb 21 2025, 05:37 AM)
Better than fd
*
in mentioning FD, these departments have become so complacent, they think automatically, whatever rates they publish, people will rush to deposit.
eg current promo…
some 6 mths, 3.68
some 3 mths, 3.78
some 3 mths, 3.68
no competition within themselves…. luckily now EPF has opened voluntarily deposit… a very good alternative
supsupsui
post Feb 21 2025, 08:39 AM

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6.15%
poweredbydiscuz
post Feb 21 2025, 08:44 AM

 
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Wow. Poll result is so optimistic.
blmse92
post Feb 21 2025, 08:46 AM

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QUOTE(poweredbydiscuz @ Feb 21 2025, 08:44 AM)
Wow. Poll result is so optimistic.
*
yup. EPF did well last year right? according to news that it... console.gif
Clueless07
post Feb 21 2025, 10:32 AM

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when is the annoucement expected eh?
and the deposit will come in around May right?
TiramisuCoffee
post Feb 21 2025, 10:38 AM

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QUOTE(blmse92 @ Feb 21 2025, 08:46 AM)
yup. EPF did well last year right? according to news that it... console.gif
*
10%pllsssss notworthy.gif
TiramisuCoffee
post Feb 21 2025, 10:39 AM

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QUOTE(achong09 @ Feb 21 2025, 06:37 AM)
Better than fd
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why ppl still fd then… unsure.gif
blmse92
post Feb 21 2025, 11:14 AM

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QUOTE(Clueless07 @ Feb 21 2025, 10:32 AM)
when is the annoucement expected eh?
and the deposit will come in around May right?
*
If i'm not wrong, 1st week of March will announce, then within 2 weeks-3weeks will credited into our EPF account
Lanchio
post Feb 21 2025, 11:41 AM

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Your guess is as good as mine. Not an finance guy anyways.

I will just wait for the announcement
Sone Shin
post Feb 21 2025, 12:38 PM

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QUOTE(romuluz777 @ Feb 20 2025, 07:03 PM)
10K per mth ngam cukup for basic retirement with no debts
*
What do you spent for 10k? Since without debts.
achong09
post Feb 21 2025, 12:53 PM

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QUOTE(TiramisuCoffee @ Feb 21 2025, 10:39 AM)
why ppl still fd then… unsure.gif
*
They dont trust gomen
They prefer trust bank
But they dont know biggest along is bank...
poweredbydiscuz
post Feb 21 2025, 01:04 PM

 
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QUOTE(blmse92 @ Feb 21 2025, 11:14 AM)
If i'm not wrong, 1st week of March will announce, then within 2 weeks-3weeks will credited into our EPF account
*
Normally today announce, tomorrow can see the money in i-akaun.
kkkw80
post Feb 21 2025, 02:17 PM

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QUOTE(poweredbydiscuz @ Feb 21 2025, 01:04 PM)
Normally today announce, tomorrow can see the money in i-akaun.
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Got so fast?
poweredbydiscuz
post Feb 21 2025, 02:35 PM

 
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QUOTE(kkkw80 @ Feb 21 2025, 02:17 PM)
Got so fast?
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user posted image

Courtesy to cybpsych
romuluz777
post Feb 21 2025, 02:38 PM

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QUOTE(Sone Shin @ Feb 21 2025, 01:38 PM)
What do you spent for 10k? Since without debts.
*
For two persons, medical, daily meals (mostly home cooked + weekend makan outside), occasional staycations & external hols, house and car maintenance. 10K with future inflation aint gonna be much
Capt. Marble
post Feb 21 2025, 02:40 PM

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6.15% should be no problem right? Right guys?
giftfre
post Feb 21 2025, 03:01 PM

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6.8% i guess.

Last year EPF earned a lot in Data Centre and Johor Properties concept share counter.
WongTheThief
post Feb 21 2025, 03:16 PM

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Whatever the amount I will take it anyway, now only half way reaching 6 digit EPF
TruboXL
post Feb 21 2025, 03:20 PM

Keep on keeping on! 👍
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we will come back and have a good laugh how naive we are
kkkw80
post Feb 21 2025, 04:18 PM

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QUOTE(WongTheThief @ Feb 21 2025, 03:16 PM)
Whatever the amount I will take it anyway, now only half way reaching 6 digit EPF
*
6 or 7? 6 is very low
kkkw80
post Feb 21 2025, 04:20 PM

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QUOTE(poweredbydiscuz @ Feb 21 2025, 02:35 PM)
user posted image

Courtesy to cybpsych
*
Nice. So 1st week March if 6% can withdraw 60k go shopping since I’ve more than 1m 🥳
WongTheThief
post Feb 21 2025, 04:23 PM

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QUOTE(kkkw80 @ Feb 21 2025, 05:18 PM)
6 or 7? 6 is very low
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haven't hit 30 YO yet, still got long way to go to hit 7 haha
Sone Shin
post Feb 21 2025, 04:45 PM

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QUOTE(romuluz777 @ Feb 21 2025, 02:38 PM)
For two persons, medical, daily meals (mostly home cooked + weekend makan outside), occasional staycations & external hols, house and car maintenance. 10K with future inflation aint gonna be much
*
Ahh ok, for two persons effectively 1 person lives on 1mil interest which ain't much with inflation factored in.

One person 2mil or two person 4mil only can have comfortable live style.

xHj09
post Feb 21 2025, 06:00 PM

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QUOTE(WongTheThief @ Feb 21 2025, 04:23 PM)
haven't hit 30 YO yet, still got long way to go to hit 7 haha
*
you'll reach there no worries

just dodge XHS at all cost, there all flex their EPF kek

25yo = having 500k in EPF "is it very low?"
Lucas0323
post Feb 21 2025, 06:15 PM

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When our fund can become like norway? They gt 5.5m ppl only we gt 30m.
Norway started with 1B now already 1.7 Trillion.
TiramisuCoffee
post Feb 21 2025, 07:36 PM

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QUOTE(kkkw80 @ Feb 21 2025, 04:20 PM)
Nice. So 1st week March if 6% can withdraw 60k go shopping since I’ve more than 1m 🥳
*
🎉 Wat u wanna buy?! brows.gif
TSronnie
post Feb 21 2025, 09:51 PM

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QUOTE(poweredbydiscuz @ Feb 21 2025, 02:35 PM)
user posted image

Courtesy to cybpsych
*
why got limkitsiang.com ?
kkkw80
post Feb 21 2025, 10:05 PM

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QUOTE(TiramisuCoffee @ Feb 21 2025, 07:36 PM)
🎉 Wat u wanna buy?!  brows.gif
*
Maybe looking to change car, Denza D9 😎
TSronnie
post Feb 22 2025, 07:59 PM

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More than 50% feels good about the EPF Dividend 2024
Mr.Robert
post Feb 22 2025, 08:28 PM

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Bila nak announce ni

Aku mau jadi Millionaire
nexona88
post Feb 22 2025, 08:38 PM

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Seems like next week 1st or 2nd March only....

No hints or wind of info spreading anywhere as for now 🤔
TSronnie
post Feb 22 2025, 10:29 PM

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QUOTE(Mr.Robert @ Feb 22 2025, 08:28 PM)
Bila nak announce ni

Aku mau jadi Millionaire
*
Do more Self contribution is the fastest way to reaching millions in EPF
Starbucki
post Feb 22 2025, 11:40 PM

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QUOTE(Mr.Robert @ Feb 22 2025, 08:28 PM)
Bila nak announce ni

Aku mau jadi Millionaire
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How much you have now?
Scissorshand
post Feb 23 2025, 01:35 PM

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Anyone any recollection how the rm500 paid to certain group in epf are funded?
Wedchar2912
post Feb 23 2025, 03:00 PM

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QUOTE(Scissorshand @ Feb 23 2025, 01:35 PM)
Anyone any recollection how the rm500 paid to certain group in epf are funded?
*
you are refering to the 500 rm to those with balances lesser than 10K or something like that?

that should be from the gov's coffers and basically just taxpayers's money.
Scissorshand
post Feb 23 2025, 05:15 PM

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QUOTE(Wedchar2912 @ Feb 23 2025, 03:00 PM)
you are refering to the 500 rm to those with balances lesser than 10K or something like that?

that should be from the gov's coffers and basically just taxpayers's money.
*
Yup but any confirmation or article on this?
cempedaklife
post Feb 23 2025, 06:40 PM

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QUOTE(Starbucki @ Feb 22 2025, 11:40 PM)
How much you have now?
*
950k kot.
Wedchar2912
post Feb 23 2025, 06:48 PM

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QUOTE(Scissorshand @ Feb 23 2025, 05:15 PM)
Yup but any confirmation or article on this?
*
https://www.kwsp.gov.my/en/w/1-4-million-me...e-one-off-rm500

I don't know if this is confirmation, but it is stated to be government contribution.
katijar
post Feb 23 2025, 06:53 PM

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At least 6.25% 👍
TSronnie
post Feb 23 2025, 08:09 PM

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49.59% think so tooo...
N9484640
post Feb 24 2025, 10:01 AM

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» Click to show Spoiler - click again to hide... «


FM2 says above 5.5% tongue.gif

This post has been edited by N9484640: Feb 24 2025, 10:10 AM
maranello55
post Feb 24 2025, 01:16 PM

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QUOTE(ronnie @ Feb 20 2025, 10:15 AM)
one can only hope

6% for RM1m = RM60k per year or RM5000 per month
6% for RM2m = RM120k per year or RM10000 per month
*
wah dividen can withdraw ka
N9484640
post Feb 24 2025, 01:34 PM

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KUALA LUMPUR, Feb 24 — The Employees Provident Fund (EPF) will declare its 2024 dividend payout this Saturday, a source said amid expectations of higher returns following strong investment performance.

According to The Star, the source from the EPF also said a formal invitation to the media will be sent out on Wednesday.


Second Finance Minister Datuk Seri Amir Hamzah Azizan previously said EPF contributors can expect better dividend distribution for 2024 against 2023, given the fund’s strong performance last year.

For 2023, EPF declared dividends of 5.5 per cent for conventional savings and 5.4 per cent for syariah savings, slightly higher than the previous year despite global economic uncertainties.

poweredbydiscuz
post Feb 24 2025, 01:37 PM

 
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QUOTE(maranello55 @ Feb 24 2025, 01:16 PM)
wah dividen can withdraw ka
*
You can withdraw anything above RM1m.
maranello55
post Feb 24 2025, 01:42 PM

Accelera Ayrton!!
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QUOTE(poweredbydiscuz @ Feb 24 2025, 01:37 PM)
You can withdraw anything above RM1m.
*
dayum...long way to go kek
romuluz777
post Feb 24 2025, 02:08 PM

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https://www.thestar.com.my/news/nation/2025...ends-on-march-1

blmse92
post Feb 24 2025, 02:37 PM

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QUOTE(romuluz777 @ Feb 24 2025, 02:08 PM)
Thanks. 5 more days
dudester
post Feb 24 2025, 02:39 PM

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QUOTE(N9484640 @ Feb 24 2025, 01:34 PM)
KUALA LUMPUR, Feb 24 — The Employees Provident Fund (EPF) will declare its 2024 dividend payout this Saturday, a source said amid expectations of higher returns following strong investment performance.

According to The Star, the source from the EPF also said a formal invitation to the media will be sent out on Wednesday.
Second Finance Minister Datuk Seri Amir Hamzah Azizan previously said EPF contributors can expect better dividend distribution for 2024 against 2023, given the fund’s strong performance last year.

For 2023, EPF declared dividends of 5.5 per cent for conventional savings and 5.4 per cent for syariah savings, slightly higher than the previous year despite global economic uncertainties.
*
f la. this means 5.8. I want 6.
jimbet1337
post Feb 24 2025, 07:29 PM

meh
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5.85% to 6.0%
TiramisuCoffee
post Feb 24 2025, 09:14 PM

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How can this b allowed? mad.gif We could get much much more!

https://www.thestar.com.my/business/busines...onsecutive-year

KUALA LUMPUR: Nine Employees Provident Fund (EPF) subsidiaries had suffered losses for three consecutive years since 2021, with total losses in 2023 amounting to RM224.21 million.

The Auditor-General's report 1/2025 (AG report) stated that the nine subsidiaries suffered losses of RM76.51 million in 2022 and RM49.76 million in 2021.

The companies that suffered losses are KWASA Europe S.à r.l, which recorded the highest loss of RM158.42 million in 2023, followed by Ameen Direct Equity I, L.P (RM25.61 million), KWASA Europe-I S.à r.l (RM14.40 million), Naungan Sentosa Sdn Bhd (RM11.88 million), Kwasa Utama Sdn Bhd (RM8.61 million), YTR Harta Sdn Bhd (RM2.70 million), Kwasa Singapore Duo Pte Ltd (RM1.36 million), PPNK - Harta Sdn Bhd (RM840,000) and Common Icon Sdn Bhd (RM390,000).

According to the audit report, three EPF subsidiaries, namely KWASA Europe, KWASA Europe-I and Naungan Sentosa suffered losses due to the capital structure of the subsidiaries, which are largely in the form of shareholder loans.

"The EPF, as the sole shareholder of the company, gets a return in the form of income interest which is used to pay dividends to contributors.

"Meanwhile, Ameen Direct Equity I is a newly established fund in 2021 with a long-term investment focus and has not yet generated enough income to cover operating expenses," the report said.

According to the AG report, the EPF was audited without reprimands but the report recommended that federal agencies strengthen revenue generation efforts to continue operations based on continuous efforts and reduce reliance on government grants.

The report also recommended that federal agencies review the direction and business plans of subsidiary companies that have suffered losses for three consecutive years and have not provided proper returns.

The EPF owns a total of 55 subsidiaries, of which 34 recorded profits in 2023. - Bernama
adamhzm90
post Feb 25 2025, 03:27 PM

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QUOTE(TiramisuCoffee @ Feb 24 2025, 09:14 PM)
How can this b allowed?  mad.gif We could get much much more!

https://www.thestar.com.my/business/busines...onsecutive-year

KUALA LUMPUR: Nine Employees Provident Fund (EPF) subsidiaries had suffered losses for three consecutive years since 2021, with total losses in 2023 amounting to RM224.21 million.

The Auditor-General's report 1/2025 (AG report) stated that the nine subsidiaries suffered losses of RM76.51 million in 2022 and RM49.76 million in 2021.

The companies that suffered losses are KWASA Europe S.à r.l, which recorded the highest loss of RM158.42 million in 2023, followed by Ameen Direct Equity I, L.P (RM25.61 million), KWASA Europe-I S.à r.l (RM14.40 million), Naungan Sentosa Sdn Bhd (RM11.88 million), Kwasa Utama Sdn Bhd (RM8.61 million), YTR Harta Sdn Bhd (RM2.70 million), Kwasa Singapore Duo Pte Ltd (RM1.36 million),  PPNK - Harta Sdn Bhd (RM840,000) and Common Icon Sdn Bhd (RM390,000).

According to the audit report, three EPF subsidiaries, namely KWASA Europe, KWASA Europe-I and Naungan Sentosa suffered losses due to the capital structure of the subsidiaries, which are largely in the form of shareholder loans.

"The EPF, as the sole shareholder of the company, gets a return in the form of income interest which is used to pay dividends to contributors.

"Meanwhile, Ameen Direct Equity I is a newly established fund in 2021 with a long-term investment focus and has not yet generated enough income to cover operating expenses," the report said.

According to the AG report, the EPF was audited without reprimands but the report recommended that federal agencies strengthen revenue generation efforts to continue operations based on continuous efforts and reduce reliance on government grants.

The report also recommended that federal agencies review the direction and business plans of subsidiary companies that have suffered losses for three consecutive years and have not provided proper returns.

The EPF owns a total of 55 subsidiaries, of which 34 recorded profits in 2023. - Bernama
*
Investment normal la profit n loss.

Btw 2023 epf Net investment income rm63bil.
TSronnie
post Feb 26 2025, 08:07 AM

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QUOTE(maranello55 @ Feb 24 2025, 01:16 PM)
wah dividen can withdraw ka
*
you need to have >RM1,000,000 balance in your EPF to do this.... by Retirement age you should aim to have that
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post Feb 26 2025, 08:08 AM

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QUOTE(TiramisuCoffee @ Feb 24 2025, 09:14 PM)
How can this b allowed?  mad.gif We could get much much more!

https://www.thestar.com.my/business/busines...onsecutive-year

KUALA LUMPUR: Nine Employees Provident Fund (EPF) subsidiaries had suffered losses for three consecutive years since 2021, with total losses in 2023 amounting to RM224.21 million.

The Auditor-General's report 1/2025 (AG report) stated that the nine subsidiaries suffered losses of RM76.51 million in 2022 and RM49.76 million in 2021.

The companies that suffered losses are KWASA Europe S.à r.l, which recorded the highest loss of RM158.42 million in 2023, followed by Ameen Direct Equity I, L.P (RM25.61 million), KWASA Europe-I S.à r.l (RM14.40 million), Naungan Sentosa Sdn Bhd (RM11.88 million), Kwasa Utama Sdn Bhd (RM8.61 million), YTR Harta Sdn Bhd (RM2.70 million), Kwasa Singapore Duo Pte Ltd (RM1.36 million),  PPNK - Harta Sdn Bhd (RM840,000) and Common Icon Sdn Bhd (RM390,000).

According to the audit report, three EPF subsidiaries, namely KWASA Europe, KWASA Europe-I and Naungan Sentosa suffered losses due to the capital structure of the subsidiaries, which are largely in the form of shareholder loans.

"The EPF, as the sole shareholder of the company, gets a return in the form of income interest which is used to pay dividends to contributors.

"Meanwhile, Ameen Direct Equity I is a newly established fund in 2021 with a long-term investment focus and has not yet generated enough income to cover operating expenses," the report said.

According to the AG report, the EPF was audited without reprimands but the report recommended that federal agencies strengthen revenue generation efforts to continue operations based on continuous efforts and reduce reliance on government grants.

The report also recommended that federal agencies review the direction and business plans of subsidiary companies that have suffered losses for three consecutive years and have not provided proper returns.

The EPF owns a total of 55 subsidiaries, of which 34 recorded profits in 2023. - Bernama
*
you win some, lose some
as long as WIN >> than LOSS, we are in winning position
CoffeeDude
post Feb 26 2025, 02:49 PM

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EPF projected to announce 6 to 6.2pc dividend for 2024, says analyst

https://www.malaymail.com/news/malaysia/202...-analyst/168008
Savor_Savvy
post Feb 27 2025, 12:59 PM

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5.85% to 6.0%, I think
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post Feb 27 2025, 02:10 PM

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romuluz777
post Feb 27 2025, 02:51 PM

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QUOTE(cckkpr @ Feb 27 2025, 03:10 PM)
6.05%
*
Sounds plausible
contestchris
post Feb 27 2025, 03:00 PM

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I have shared it is 6.15%
gashout
post Feb 27 2025, 03:31 PM

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6.15% for me.
N9484640
post Feb 27 2025, 07:11 PM

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one more day of anticipation

This post has been edited by N9484640: Feb 27 2025, 08:18 PM
gashout
post Feb 27 2025, 07:27 PM

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QUOTE(N9484640 @ Feb 27 2025, 07:11 PM)
yup agree. it roughly just takes 4 years to get a million. 100k self contribution, 100k dividends, 50k for employment contributions.
the first million is the most difficult
*
100k dividend after 100k self contribution from which sky

My sky still far away from hitting a 100k dividend
TSronnie
post Feb 27 2025, 10:24 PM

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hopefully we don't over hype it !!!!
8.88%
Chanwsan
post Feb 27 2025, 11:12 PM

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14% je lah
alovelyday2007
post Feb 28 2025, 12:46 AM

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user posted image
MGM
post Feb 28 2025, 02:18 AM

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If KWAP can achieve 12% why not KWSP?
gashout
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QUOTE(bill11 @ Feb 20 2025, 10:43 AM)
This EPF should be more independent,
like SG or Aus, they just annouce right after 1st Jan, no need wait until end of Feb/March to announce. More like this EPF need to wait gov approval.
*
hanky panky, need 2 months to process results...

2 months!!!!
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post Feb 28 2025, 08:47 AM

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QUOTE(alovelyday2007 @ Feb 28 2025, 12:46 AM)
user posted image
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so it has started.... let's go!
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post Feb 28 2025, 05:22 PM

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QUOTE(alovelyday2007 @ Feb 28 2025, 12:46 AM)
user posted image
*
user posted image

This post has been edited by netflix2019: Feb 28 2025, 05:23 PM
-PuPu^ZaPruD3r-
post Feb 28 2025, 05:53 PM

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Definitely more than 6%.. I guess 6.15%

Wonder if shariah dividend will be same also..

This post has been edited by -PuPu^ZaPruD3r-: Feb 28 2025, 05:55 PM
blah2blah
post Feb 28 2025, 06:27 PM

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Manuk1188
post Feb 28 2025, 07:02 PM

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Ikut last last year + 0..25 increased Sahaja. Prediction
Avenger_2012
post Feb 28 2025, 09:52 PM

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Income tax refund + EPF div announcement + Ramadhan for all my Muslim friends.

Triple combo.
cempedaklife
post Feb 28 2025, 09:54 PM

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QUOTE(Avenger_2012 @ Feb 28 2025, 09:52 PM)
Income tax refund + EPF div announcement + Ramadhan for all my Muslim friends.

Triple combo.
*
Omg totally forgotten tax refund. 1st march open?
Avenger_2012
post Feb 28 2025, 10:01 PM

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QUOTE(cempedaklife @ Feb 28 2025, 09:54 PM)
Omg totally forgotten tax refund. 1st march open?
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Yes, on another thread, some people ready to submit application at midnight
cempedaklife
post Feb 28 2025, 10:16 PM

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QUOTE(Avenger_2012 @ Feb 28 2025, 10:01 PM)
Yes, on another thread, some people ready to submit application at midnight
*
Yeah. Usually I also want do first day. But nowadays too bz totally forgot.
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post Feb 28 2025, 10:42 PM

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QUOTE(Avenger_2012 @ Feb 28 2025, 09:52 PM)
Income tax refund + EPF div announcement + Ramadhan for all my Muslim friends.

Triple combo.
*
maybe higher Shariah dividend over Conventional
kkkw80
post Mar 1 2025, 12:14 AM

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QUOTE(ronnie @ Feb 28 2025, 10:42 PM)
maybe higher Shariah dividend over Conventional
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🤣🤣🤣🤣🤣🤣🤣🤣🤣
soul78
post Mar 1 2025, 12:22 AM

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If syariah dividends over take conventional one in next 2 years...

will u flip table?
romuluz777
post Mar 1 2025, 01:43 AM

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QUOTE(soul78 @ Mar 1 2025, 01:22 AM)
If syariah dividends over take conventional one in next 2 years...

will u flip table?
*
Not unless they offer the minimum guaranteed div rate as conventional.
cempedaklife
post Mar 1 2025, 06:41 AM

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QUOTE(soul78 @ Mar 1 2025, 12:22 AM)
If syariah dividends over take conventional one in next 2 years...

will u flip table?
*
Didn’t it overtook the year before?
Ryosuke_82
post Mar 1 2025, 09:25 AM

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>5.25% and <=6%

Madani will not pay more than 6%. Dividen madani mah...

This post has been edited by Ryosuke_82: Mar 1 2025, 09:26 AM
SUSfuzzy
post Mar 1 2025, 09:36 AM

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QUOTE(cempedaklife @ Mar 1 2025, 06:41 AM)
Didn’t it overtook the year before?
*
Nope.
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post Mar 1 2025, 11:29 AM

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The final countdown !!!
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post Mar 1 2025, 11:33 AM

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App down for maintenance, confirm announcement coming
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post Mar 1 2025, 12:12 PM

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fongsk
post Mar 1 2025, 12:13 PM

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6.3% for conventional
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QUOTE(fongsk @ Mar 1 2025, 12:13 PM)
6.3% for conventional
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announcement hilang
seather
post Mar 1 2025, 12:14 PM

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6.3 for both axxounts
fongsk
post Mar 1 2025, 12:15 PM

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QUOTE(gashout @ Mar 1 2025, 12:13 PM)
announcement hilang
*
FB page. Syariah also 6.3%. 😉😉😉😉

Ever since Madani, syariah c
Become closer to conventional. U be the judge! 😂😂😂😂😂😂

This post has been edited by fongsk: Mar 1 2025, 12:17 PM
gashout
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QUOTE(fongsk @ Mar 1 2025, 12:15 PM)
FB page.  Syariah also 6.3%. 😉😉😉😉
*
app also has liao!
maranello55
post Mar 1 2025, 12:25 PM

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Wah...legit ar 6.3?
Medufsaid
post Mar 1 2025, 12:28 PM

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Congrats
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post Mar 1 2025, 12:33 PM

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QUOTE(maranello55 @ Mar 1 2025, 12:25 PM)
Wah...legit ar 6.3?
*
Yea.
N9484640
post Mar 1 2025, 12:39 PM

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Not logical to have the same dividends for both. How can you get the same rate when you got less market to invest in and less funds to invest with? That only means the conventional investment failed

This post has been edited by N9484640: Mar 1 2025, 04:54 PM
cfa28
post Mar 1 2025, 12:42 PM

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QUOTE(N9484640 @ Mar 1 2025, 12:39 PM)
Not logical to have the same dividends for both. How can you get the same rate when you got less market to invest in? That only means the conventional investment failed
*
banks which are not halal are one of the biggest investment by EPF


TSronnie
post Mar 1 2025, 12:53 PM

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PMX so generous!!!
Patent
post Mar 1 2025, 12:57 PM

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6.3% thats pretty good.
ty pmx? haha
UserU
post Mar 1 2025, 01:01 PM

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Wah, first time seeing both sides with same %
adamhzm90
post Mar 1 2025, 01:02 PM

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QUOTE(N9484640 @ Mar 1 2025, 12:39 PM)
Not logical to have the same dividends for both. How can you get the same rate when you got less market to invest in? That only means the conventional investment failed
*
No suprise.. Tech stocks are shariah compliant
gashout
post Mar 1 2025, 01:37 PM

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QUOTE(cfa28 @ Mar 1 2025, 12:42 PM)
banks which are not halal are one of the biggest investment by EPF
*
to be truly syariah compliant, they can only invest in bank islam
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post Mar 1 2025, 01:46 PM

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QUOTE(adamhzm90 @ Mar 1 2025, 01:02 PM)
No suprise.. Tech stocks are shariah compliant
*
Like Apple ?
CoffeeDude
post Mar 1 2025, 02:15 PM

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QUOTE(N9484640 @ Mar 1 2025, 12:39 PM)
Not logical to have the same dividends for both. How can you get the same rate when you got less market to invest in? That only means the conventional investment failed
*
Why need to be so petty?
Chanwsan
post Mar 1 2025, 02:16 PM

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Cukur
thesnake
post Mar 1 2025, 03:08 PM

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all Malaysians suddenly support PMX lol
ycs
post Mar 1 2025, 04:11 PM

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QUOTE(N9484640 @ Mar 1 2025, 12:39 PM)
Not logical to have the same dividends for both. How can you get the same rate when you got less market to invest in? That only means the conventional investment failed
*
or some 'magic' accounting trick
romuluz777
post Mar 1 2025, 04:12 PM

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Congrats to all who voted >6.xx
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post Mar 1 2025, 05:13 PM

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QUOTE(N9484640 @ Mar 1 2025, 12:39 PM)
Not logical to have the same dividends for both. How can you get the same rate when you got less market to invest in and less funds to invest with? That only means the conventional investment failed
*
Your answer is here https://www.kwsp.gov.my/en/w/epf-declares-6...anan-shariah-fn
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post Mar 1 2025, 05:17 PM

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QUOTE(adamhzm90 @ Mar 1 2025, 01:02 PM)
No suprise.. Tech stocks are shariah compliant
*
Why tech stock are shariah compliant when most techs are Israeli products?
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post Mar 1 2025, 06:06 PM

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more than 6% is like a bonus this year
SUSipohps3
post Mar 1 2025, 06:10 PM

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QUOTE(Lancer07 @ Mar 1 2025, 06:06 PM)
more than 6% is like a bonus this year
*
hopefullly by PRU16, EPF announces 7%, then can brag the highest since 2000. rclxms.gif rclxms.gif rclxms.gif
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post Mar 1 2025, 06:15 PM

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QUOTE(ipohps3 @ Mar 1 2025, 06:10 PM)
hopefullly by PRU16, EPF announces 7%, then can brag the highest since 2000.  rclxms.gif  rclxms.gif  rclxms.gif
*
let's hope, although unlikely due to many uncertainties this year laugh.gif
Chanwsan
post Mar 1 2025, 06:56 PM

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QUOTE(lyekit @ Mar 1 2025, 05:17 PM)
Why tech stock are shariah compliant when most techs are Israeli products?
*
Well that didn't stop anyone here from using any tech. Jgn tanya soalan susah
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post Mar 1 2025, 08:58 PM

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QUOTE(thesnake @ Mar 1 2025, 03:08 PM)
all Malaysians suddenly support PMX lol
*
it's like that.... support who ever gives them benefits
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post Mar 1 2025, 08:59 PM

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QUOTE(lyekit @ Mar 1 2025, 05:17 PM)
Why tech stock are shariah compliant when most techs are Israeli products?
*
excellent deduction

blush.gif
cms
post Mar 1 2025, 10:09 PM

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QUOTE(Chanwsan @ Mar 1 2025, 06:56 PM)
Well that didn't stop anyone here from using any tech. Jgn tanya soalan susah
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Meta and Apple all time fav here hhhhhahhha
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QUOTE(Chanwsan @ Mar 1 2025, 06:56 PM)
Well that didn't stop anyone here from using any tech. Jgn tanya soalan susah
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Janji ada duit. Benda lain, belakang kira. Lol
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post Mar 2 2025, 03:52 PM

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i manually counted myself, dividend tahunan / (baki pembuka + masuk) for all 3 akaun is like 6.02% can any sifu enlighten me please?


blmse92
post Mar 2 2025, 05:03 PM

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great 6.3%. Hopefully this year can bring greater heights
wmblade
post Mar 2 2025, 05:10 PM

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QUOTE(bristlebb @ Mar 2 2025, 03:52 PM)
i manually counted myself, dividend tahunan / (baki pembuka + masuk) for all 3 akaun is like 6.02% can any sifu enlighten me please?
*
instead of your own formula, the actual formula is in epf website
TSronnie
post Mar 2 2025, 05:37 PM

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QUOTE(bristlebb @ Mar 2 2025, 03:52 PM)
i manually counted myself, dividend tahunan / (baki pembuka + masuk) for all 3 akaun is like 6.02% can any sifu enlighten me please?
*
they dont calculate like FD from banks.
Deposit in Jan = 1 day dividend only.
jimbet1337
post Mar 2 2025, 05:53 PM

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QUOTE(ltl170692 @ Feb 20 2025, 10:00 PM)
6.3% just for the lul  laugh.gif
*Deep down we all know this is not going to happen*  laugh.gif
*
nostadamus
romuluz777
post Mar 3 2025, 07:05 AM

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QUOTE(bristlebb @ Mar 2 2025, 04:52 PM)
i manually counted myself, dividend tahunan / (baki pembuka + masuk) for all 3 akaun is like 6.02% can any sifu enlighten me please?
*
EPF dividends are calculated based on your daily aggregate balance, which changes every month when potongan gaji masuk.
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post Mar 3 2025, 07:49 AM

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QUOTE(ipohps3 @ Mar 1 2025, 06:10 PM)
hopefullly by PRU16, EPF announces 7%, then can brag the highest since 2000.  rclxms.gif  rclxms.gif  rclxms.gif
*
Oh ya. Just 0.1% higher than bossku, but I'll be very happy and proud.
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post Mar 3 2025, 08:21 AM

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QUOTE(ze2 @ Mar 3 2025, 07:49 AM)
Oh ya. Just 0.1% higher than bossku, but I'll be very happy and proud.
*
and he can leave legacy as bapa EPF biggrin.gif
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post Mar 3 2025, 09:17 AM

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QUOTE(ze2 @ Mar 3 2025, 07:49 AM)
Oh ya. Just 0.1% higher than bossku, but I'll be very happy and proud.
*
QUOTE(gashout @ Mar 3 2025, 08:21 AM)
and he can leave legacy as bapa EPF  biggrin.gif
*
What got to do with the PM?
gashout
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QUOTE(ozak @ Mar 3 2025, 09:17 AM)
What got to do with the PM?
*
you think PM has 0 influence on EPF fund??
ozak
post Mar 3 2025, 09:24 AM

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QUOTE(gashout @ Mar 3 2025, 09:19 AM)
you think PM has 0 influence on EPF fund??
*
He the wan asking EPF to invest more to local. Does that reduce your div? Is this influence the EPF fund?

The big chunk of revenue is from overseas investment that PM cannot control the world economy.

Anything he do to help the number?


poweredbydiscuz
post Mar 3 2025, 09:28 AM

 
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QUOTE(ozak @ Mar 3 2025, 09:24 AM)
He the wan asking EPF to invest more to local. Does that reduce your div? Is this influence the EPF fund?

The big chunk of revenue is from overseas investment that PM cannot control the world economy.

Anything he do to help the number?
*
Wait, you believe the dividend rate announced is solely based on it's performance?
gashout
post Mar 3 2025, 09:35 AM

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QUOTE(ozak @ Mar 3 2025, 09:24 AM)
He the wan asking EPF to invest more to local. Does that reduce your div? Is this influence the EPF fund?

The big chunk of revenue is from overseas investment that PM cannot control the world economy.

Anything he do to help the number?
*
YOU THINK NO AH??? biggrin.gif
gashout
post Mar 3 2025, 09:35 AM

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QUOTE(poweredbydiscuz @ Mar 3 2025, 09:28 AM)
Wait, you believe the dividend rate announced is solely based on it's performance?
*
He thinks magically, both land on 6.3%. so coincident.
ze2
post Mar 3 2025, 10:12 AM

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QUOTE(ozak @ Mar 3 2025, 09:17 AM)
What got to do with the PM?
*
What not got to do ?

When epf announced 6.9% bossku bragged about how well the economy was doing.

Even now, pmx bragged about it.
romuluz777
post Mar 3 2025, 10:14 AM

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PMX, as FM1, has to approve and sign off the divvies announcement.
ozak
post Mar 3 2025, 10:16 AM

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QUOTE(ze2 @ Mar 3 2025, 10:12 AM)
What not got to do ?

When epf announced 6.9% bossku bragged about how well the economy was doing.

Even now, pmx bragged about it.
*
You believe politician meh?

Of course all this politician like to use such advantage for their vote count.

Last yrs oversea market are bloody good. Of course EPF should perform better.
ozak
post Mar 3 2025, 10:21 AM

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QUOTE(poweredbydiscuz @ Mar 3 2025, 09:28 AM)
Wait, you believe the dividend rate announced is solely based on it's performance?
*
QUOTE(gashout @ Mar 3 2025, 09:35 AM)
YOU THINK NO AH???  biggrin.gif
*
Ya, I remember even EPF cannot said no when bossku want to take 5 billion. Sure got influence. tongue.gif
-PuPu^ZaPruD3r-
post Mar 4 2025, 06:24 PM

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I'm sorry if this has been asked before

The EPF dividend will enter into both Account 1 and Account 2 ?

None will enter into Account 3 right ?

This post has been edited by -PuPu^ZaPruD3r-: Mar 4 2025, 06:24 PM
Chanwsan
post Mar 4 2025, 06:58 PM

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QUOTE(-PuPu^ZaPruD3r- @ Mar 4 2025, 06:24 PM)
I'm sorry if this has been asked before

The EPF dividend will enter into both Account 1 and Account 2 ?

None will enter into Account 3 right ?
*
I don't think it works that way.

It should depend on the balances in each account. All accounts will be applied the same dividend rate, just that the actual amount allocated into each account will depend on calculation from formula.
Shanks747
post Mar 4 2025, 09:12 PM

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dividend out arldy ?
GuyM
post Mar 4 2025, 09:28 PM

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I’m surprised I have account 3 despite not requesting for it
TSronnie
post Mar 4 2025, 10:14 PM

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QUOTE(-PuPu^ZaPruD3r- @ Mar 4 2025, 06:24 PM)
I'm sorry if this has been asked before

The EPF dividend will enter into both Account 1 and Account 2 ?

None will enter into Account 3 right ?
*
all 3 accounts gets 6.3% dividend for now
TSronnie
post Mar 4 2025, 10:15 PM

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QUOTE(GuyM @ Mar 4 2025, 09:28 PM)
I’m surprised I have account 3 despite not requesting for it
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it's default actually.... you can visit any EPF branch to transfer from Account #3 to Account #1 by filling up a form

 

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