https://www.rhbgroup.com/treasury-rates/mul...card/index.html if you already paid for the RM20 annual debit card, can look at Multi Currency Account/-i Debit Card Special Counter Rate*



btw, use sunway money for IBKR (via sg banks). cheaper
https://wise.com/my/pricing/hold-fees?sourc...USD&track=false
https://wise.com/my/pricing/hold-fees?targe...SGD&track=false

Paradigmata their rates got way way better 4-5 months ago. my screenshot is live comparsion as of 12pm today want to format it this way but malas

wise usd

wise sgd

sunway money

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• https://wise.com/my/pricing/hold-fees?sourc...USD&track=false
  
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• https://wise.com/my/pricing/hold-fees?targe...SGD&track=false
  
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