1/ Realistic budget - depends on your budget. Ideally don't exceed 30% of your salary. Prepare to make some sacrifices like location, type of properties, etc. If you cannot afford, then rent and save money first. Don't let the FOMO spirit make you take a decision that you regret. Buying a property is a big step and take sufficient time to research and don't blindly trust the info from a single entity especially from REN, property gurus and developers as their core interest is still to earn money. Always double check.

2/ First Home Scheme - Yes, it is still a good scheme especially for those who are starting a family and need to place to raise kids.

3/ Property Price Outlook - Depends on various factors like land scarcity, condition of the condo, development of the areas, etc. I don't wish to speculate as I bought my place for own stay. I focus more on how the location, affordability and type of property make sense for me. Honestly, regardless how high the price might go, it will barely earn much considering the cost of ownership (maintenance fee, bank interest, repair, renovation, taxes, etc)

4/ Bought a house - At this juncture, it's a mixed feeling. There are pros and cons for buying especially when it comes to flexibility. But I have done my research and made the decision to my best knowledge.

It is also nice to get out from renting world as I have a long experience living in poorly maintained houses, racist landlord/landlady, etc.