6 month SSM is not enough. At least a year. U can check Maybank website for their Eligibility. Clearly stated there one year minimum. Most bank nowadays will not accept walk in for loan application, u have to apply through their website.

While we are at it, I don't think its wise for u to loan money to start business, let alone F&B business. F&B business is very hard to maintain. Just my 2cents. I used to owned 2 Bubble tea shop, one at SS15 and another one at Kuchai back in 2019-2020. I was lucky because I tap in early during bubble tea craze, and leave the business when the trend about to die. Since then, I never open any F&B.