These people are not living...

they are just surviving... still living pay to pay just that it's not paycheque now but monthly passives
living your life means :-

- doing the things you want,
- eating the food you crave,
- visiting the place you wanted to go...

the thread starter is asking about retirement right. the fundamental rule to retirement is passive income/expenses ratio is always more than 1.

I see many asking is this number enough, that number enough. its never ending. You are suppose to use your cashflow to gauge if u can retire or not and not your capital.

If u look at absolute number in term of net worth i am 100% certain u dont have a plan and can never retire