Personal loan for low income and not so good ctos?
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 Jan 19 2025, 11:08 PM
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#1
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Junior Member
94 posts Joined: Jul 2021  
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Sorry TS, wanna tumpang/hijack thread a bit.
Monthly income 8.5K. Monthly commitment like approx 2.5K. But now got around 20K cc debt (13.5K + 6.5K). Thinking of applying a short term (12-24 months) personal loan to consolidate it. Reasonable?  This post has been edited by thales.of.miletus: Jan 19 2025, 11:08 PM |
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Jan 20 2025, 01:05 AM
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#2
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Junior Member
94 posts Joined: Jul 2021
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QUOTE(cuddlybubblyteddy @ Jan 20 2025, 12:41 AM) Balance transfer to another bank will the overall interest rate be lower than taking out personal loan?Fixed interest rate for 12-24 months  currently the CCs that i have got 6K and 13K limit - both maxed out. Do i have to apply for a new card with different bank, or..? never do any of this, so somehow, somewhat clueless.. and dont wanna fcked-up my financial planning again. |
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