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 Personal loan for low income and not so good ctos?

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YoungMan
post Jan 17 2025, 08:55 PM

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Senior Member
6,818 posts

Joined: Oct 2008
From: Kuala Lumpur



QUOTE(kesuki17 @ Jan 17 2025, 08:15 PM)
Is there any alternative to AKPK?
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Why you seem reluctant to go for AKPK? The more loan you apply to cover existing debt, the worst your record will be. There is no 2 ways about this, go AKPK.
YoungMan
post Jan 18 2025, 10:15 AM

Look at all my stars!!
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Senior Member
6,818 posts

Joined: Oct 2008
From: Kuala Lumpur



QUOTE(kons @ Jan 18 2025, 07:43 AM)
if your ccris/ctos score is bad, you cannot borrow from licensed lender anymore.

unlicensed lender is one way but you have to be tough on the repayment.

else borrow from friends/relative but you must pay it back.
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Unlicensed money lender should never be the option, not even last choice consideration. Nobody can tell you will not get harass even though you have paid multiple fold of the 10k down the road.

 

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