I know some insurance doesn't cover suicide or self harm.

But what about situation where we can prevent the harm by just avoiding it.

For example, I saw a parang guy tried to rob and old lady, I intervened and end up got slashed. If I have not intervene and just call PDRM, I will not need to go to hospital.

Will insurance cover me for the injuries in trying to protect the lady ? Or won't cover it with justification I can avoid it.