Does insurance covers "avoidable injuries"
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 Jan 17 2025, 07:26 AM, updated 11 months ago
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#1
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Senior Member
1,188 posts Joined: Dec 2004   
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I know some insurance doesn't cover suicide or self harm.
But what about situation where we can prevent the harm by just avoiding it. For example, I saw a parang guy tried to rob and old lady, I intervened and end up got slashed. If I have not intervene and just call PDRM, I will not need to go to hospital. Will insurance cover me for the injuries in trying to protect the lady ? Or won't cover it with justification I can avoid it. |
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Jan 17 2025, 09:07 AM
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#2
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Senior Member
1,188 posts Joined: Dec 2004
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QUOTE(knwong @ Jan 17 2025, 08:52 AM) Well you don’t have to be truthful right? Just say accidental cut? In this case maybe got CCTV showing the entire attack. |
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Jan 17 2025, 10:52 AM
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#3
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Senior Member
1,188 posts Joined: Dec 2004
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QUOTE(-mystery- @ Jan 17 2025, 10:29 AM) nama isurance Time to play Luigi Mansion.all for self interests only they deserved to bankrap |
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Jan 18 2025, 05:26 PM
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#4
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Senior Member
1,188 posts Joined: Dec 2004
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QUOTE(Steponlego @ Jan 18 2025, 03:48 PM) In this case, most insurance will ask you to provide a police report. They wont cover if you were injured because you attack someone. They will cover if you were attacked. And if its gang related attack, I think wont cover. What if you have nothing to do with the gang attack ?Like you sitting on bench, 10 people from gang mistaken you for other people, they beat you up until need masuk ICU, got cover ? |
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Jan 20 2025, 03:19 AM
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#5
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1,188 posts Joined: Dec 2004
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QUOTE(Boomwick @ Jan 19 2025, 09:47 PM) Wow new rule ad? I assume " competitive sports" means like u play for club or country , etc.Like futsal football now all cant cover ad ? If your weekly casual futsal with friends should be covered. Correct me if I am wrong. |
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Jan 20 2025, 02:02 PM
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#6
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Senior Member
1,188 posts Joined: Dec 2004
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QUOTE(Boomwick @ Jan 20 2025, 10:27 AM) They put an exception - running only.. Later scare they count "e-sport" as sports also...Meaning competitive for prize money or not for prize money also can be not covered.. Orthopedic earning a lot ka? So the ball is at the doctor now.. how he write will be very crucial.. |
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