When applying for an IPO, is it better to do it through online banking like Maybank or through MooMoo? Are the rates the same?

rates are the same i think.
not sure whether the chances will be higher if compare to diff platform.

If do through maybank the stock is not really ours, right? It will be in their book but with our name.

The two types of Bursa CDS accounts are Direct CDS Accounts and Nominee CDS Accounts;

Direct --> Can direct buy IPO from any platform
Nominee --> can't buy IPO

Oriental coffee kah?
Afaik Moomoo has no application fee. Not sure about banks. Also please do not apply same IPO from multiple channels.

Tried once. Use Maybank ATM. Really easy. Press press in ATM, then woot. Money gone lol. But failed to get 99speed zzzz

How much you planning to get? If few thousand just forget about it. Chances of getting are damn low, even if get also damn little. Your funds will be locked for 2 weeks just to get peanuts in the end.