The amount you can earn from a fixed deposit depends on the interest rate offered by the bank. Here's how you can calculate it:

Formula:

Interest = Principal × Interest Rate × Time (in years)

Example:

Assume the bank offers an interest rate of 3.5% per year.

1. Principal: RM105,088,000.00


2. Interest Rate: 3.5% (0.035 as a decimal)


3. Time: 1 year



Interest = 105,088,000 × 0.035 × 1 = RM3,678,080.00

So, you would earn RM3,678,080.00 in interest after 1 year at a 3.5% annual interest rate.

Formula:

Interest = Principal × Interest Rate × Time (in years)

Assume an interest rate of 3.5% per year:

1. Principal: RM121,732,138.98


2. Interest Rate: 3.5% (0.035 as a decimal)


3. Time: 1 year


Interest = 121,732,138.98 × 0.035 × 1 = RM4,260,624.86

You would earn RM4,260,624.86 in interest after 1 year at a 3.5% annual interest rate.