Exactly. Blocking my OWN transaction to another bank.

But then again, sometimes they do call you to confirm the transaction.

https://forum.lowyat.net/index.php?showtopi...ost&p=110967672

Ya. Since then I’ve stopped using pbb entirely. Last trigger point. To my own freaking bank with the same exact name. Still put me on hold.

Moved all my funds out, every month transfer into pbb for credit card and hire purchase loan repayment.

Please enlighten since you have that brain to even say identity theft which was unthought of.

How is releasing funds 12 hours later gonna help in preventing identity theft?

12 hours buffer for actual owner to stop the transfer?

If it’s so effective, why was it not a standard imposed by BNM to implement across all banks?