I think their system never has check on the account holder name with the account you transfer into. This will make them to do extra work to do the coding.. lorrrrrr

Can you please enlighten us how a 12-hour hold counters account takeover and identity theft for transfers to another account belonging to the same name?

That's because you spouted nonsense. When asked to clarify, you cannot explain yourself. I mean, why bother writing something that you are unsure of?

at current year, ppl been living with convenience on hand too much they expect to be fed one everything and also ignorance on everything while blaming ah mau ah kau if something went wrong.

Whatever the logic you tell them, they will fight back because they think there is no risk or danger in those things.

I am pretty sure TS would be opening thread about how PBB is useless when his phone was hacked and money transferred away from his PBB account to his another "account". He would be ranting how come PBB cant stop this.