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News Retirees need RM 2,700 per month, for reasonable standard of living

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TiramisuCoffee
post Dec 12 2024, 03:00 PM

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QUOTE(ThirdSon @ Dec 12 2024, 02:47 PM)
when i old

i'm seriously thinking of taking year long trip on a cruise ship

lodging with free food and entertainment

later if dead the captain have permission to just tossed me overboard
*
cruise ship cheap? If long life dun die how? unsure.gif kena sendiri jump ship... Lol
GHBZDK
post Dec 12 2024, 03:02 PM

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cant even cover for 1000 draws on wu wa.
how the retiree zoomers make do
moiskyrie
post Dec 12 2024, 03:07 PM

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How to retire if the current salary less that this 2.7k....
And still dare say inflation 2 % nia...
He pubya dick inflate 2% during tegabg maybe...
CeDhhVss
post Dec 12 2024, 03:08 PM

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by the time you retire

cars should have been fully paid
house also paid

so u just live using petrol, food, and health

shopping sikit2 cukup la
TiramisuCoffee
post Dec 12 2024, 03:11 PM

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QUOTE(Wedchar2912 @ Dec 12 2024, 02:53 PM)
On one hand, 1.5K minimum wage is too high.

But on the other, retirees need min 2.7K to live.

Interesting numbers.
*
young adults maintenance free...? Old farts high maintenance (medical)... mega_shok.gif

Deswai humanitarian perspective :v should b given d option to rip... when no more money, or very sakit..HOW?... It's hell on earth... .if dun allow mercy rip, gov should literary bela hidup 100% $$$$... Kauorang setuju tak? icon_rolleyes.gif
Redhunt
post Dec 12 2024, 03:12 PM

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EPF gives opporunity for MPs to ask Mr Madani how to achieve this

of course he will give 1 sentence answer and no one will ever follow up
TiramisuCoffee
post Dec 12 2024, 03:17 PM

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QUOTE(CeDhhVss @ Dec 12 2024, 03:08 PM)
by the time you retire

cars should have been fully paid
house also paid

so u just live using petrol, food, and health

shopping sikit2 cukup la
*
Should should should... Wat if wat if wat if...

Another topic to cover is healthy retirement... Retirement age and healthy retirement very different... If too big discrepancies may run out of money 💰, or leave too much to next of kin /our pets or maids ( v work so long so hard to benefit everyone else is like bodo isn't it...?) hmm.gif
noien
post Dec 12 2024, 03:19 PM

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QUOTE(CeDhhVss @ Dec 12 2024, 03:08 PM)
by the time you retire

cars should have been fully paid
house also paid

so u just live using petrol, food, and health

shopping sikit2 cukup la
*
But but. How to drive same car for 20 years?
Wedchar2912
post Dec 12 2024, 03:22 PM

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QUOTE(noien @ Dec 12 2024, 03:19 PM)
But but. How to drive same car for 20 years?
*
i'm still using my car of 15 years old... nay, next year will be 16 years old. no issue... its a old honda accord.

20 years should be fine, especially if it is one of those car used for same town/city drive... for market... for close distance... by careful middle aged men/old ladies...hehe


netflix2019
post Dec 12 2024, 03:22 PM

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QUOTE(CeDhhVss @ Dec 12 2024, 03:08 PM)
by the time you retire

cars should have been fully paid
house also paid

so u just live using petrol, food, and health

shopping sikit2 cukup la
*
per year 2 times overseas trip is a MUST in malaysia. can die if no go take pic post instagram/facebook/tiktok
nelson969
post Dec 12 2024, 03:25 PM

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user posted image

cant la...

user posted image

work until die lo

all my calculation is considering inflation and out of control expenses

also consider u really super healthy, no go out oversea travel, just NEET at home 24/7 , zero contact with family and friend who pass away, live all alone



This post has been edited by nelson969: Dec 12 2024, 04:14 PM
CeDhhVss
post Dec 12 2024, 03:25 PM

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QUOTE(TiramisuCoffee @ Dec 12 2024, 03:17 PM)
Should should should... Wat if wat if wat if...

Another topic to cover is healthy retirement... Retirement age and healthy retirement very different... If too big discrepancies may run out of money 💰, or leave too much to next of kin /our pets or maids ( v work so long so hard to benefit everyone else is like bodo isn't it...?)  hmm.gif
*
health retirement, better from now on, take insurance.

potong je from EPF

QUOTE(noien @ Dec 12 2024, 03:19 PM)
But but. How to drive same car for 20 years?
*
gg la kalau ini macham.



This post has been edited by CeDhhVss: Dec 12 2024, 03:26 PM
sonypshomer
post Dec 12 2024, 03:26 PM

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QUOTE(CeDhhVss @ Dec 12 2024, 03:08 PM)


so u just live using petrol, food, and health

*
So live in cruise ship or 5 star hotel no need to pay all that, headache free,

owait
netflix2019
post Dec 12 2024, 03:30 PM

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QUOTE(nelson969 @ Dec 12 2024, 03:25 PM)
user posted image


*
Every month need scaling, medical clinic, and eye glass repair RM950??? better go die la if already reach this stage. Buy some charcoal burn in your room. much cheaper.

Also RM500 shampoo per month?!?!?! hahahahha

sohai u mistaken per year as per month or what????? HAHHAHAHA bodo. this pattern still can make more than rm2700 income per month. Malaysia small pond so easy level make money here. IQ average also can become jaguh kampung i tell u.
Shanks747
post Dec 12 2024, 03:34 PM

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gg rm2700
zerorating
post Dec 12 2024, 03:37 PM

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get 3 rezeki, each rezeki give rm900/sebulan. kawtim.
nelson969
post Dec 12 2024, 03:38 PM

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QUOTE(netflix2019 @ Dec 12 2024, 03:30 PM)
Every month need scaling, medical clinic, and eye glass repair RM950??? better go die la if already reach this stage. Buy some charcoal burn in your room. much cheaper.

Also RM500 shampoo per month?!?!?! hahahahha

sohai u mistaken per year as per month or what????? HAHHAHAHA bodo. this pattern still can make more than rm2700 income per month. Malaysia small pond so easy level make money here. IQ average also can become jaguh kampung i tell u.
*
aiya let me change, thanks for telling , shampoo + hair wash + face wash stuff , if go to the expensive stuff usually 199-300-700-1000, just go bodyshop and see the price for toner + face cleanser + tree oil serum together .
TiramisuCoffee
post Dec 12 2024, 03:43 PM

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QUOTE(noien @ Dec 12 2024, 03:19 PM)
But but. How to drive same car for 20 years?
*
Let's use imiginasi.. when sooo old, can b sooo sick... Forget driving la... Take cab je...
Zaryl
post Dec 12 2024, 03:47 PM

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Cukurrr my future monthly pencen will be more than that.

Plus with epf i saraan manual contributions lagi.

Inb4 untung lah keja government
Skylinestar
post Dec 12 2024, 04:10 PM

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QUOTE(Nanti Sekejap @ Dec 12 2024, 02:42 PM)
if fd 4%, then need 800k to generate that....
not that difficult la /k all 20k salary
*
Maybank fd only 2.6 sad.gif

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