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Friend in AKPK getting credit card, Dark side of the bank?
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SUSfuzzy
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Nov 14 2024, 10:14 AM
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AKPK is not bankruptcy I believe, just govt agency helping loan consolidation.
If the bank views the individual having regularised back their income and is now considered a low default risk, they can go back to offer loans and credit cards as well.
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SUSfuzzy
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Nov 14 2024, 10:23 AM
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QUOTE(shyan90's @ Nov 14 2024, 10:15 AM) Yes, but as i understand if in AKPK, means your credit score will become nothing for the overall period. Yes, he got 1 PL did not include in the AKPK..maybe this is the reason is 4 times of his salary.. Banks don't only use credit score as a measure of credit worthiness, that is more like US. Doesn't matter if he got 1 PL no in AKPK, because Banks will run your CCRIS and it will be reflected there.
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