Nov 14 2024, 02:56 PM
QUOTE(party @ Nov 14 2024, 02:03 PM)
See. You show even more that you dont understand.
Incorrect.
Even when you are in AKPK you can apply any credit facilities you wanted. It is up to the said bank to assess if their risk appetite wanted to accept you or not. It does not matter if all ur loans are under or 1-2 is not under AKPK. All this are available in AKPK website itself instead of self-understand from rumors or listening to the fake "agency".
Of course, even if they accept and provide you the cc limit will be low and not as high as usual it should.
Ok, maybe i feed with wrong information.Incorrect.
Even when you are in AKPK you can apply any credit facilities you wanted. It is up to the said bank to assess if their risk appetite wanted to accept you or not. It does not matter if all ur loans are under or 1-2 is not under AKPK. All this are available in AKPK website itself instead of self-understand from rumors or listening to the fake "agency".
Of course, even if they accept and provide you the cc limit will be low and not as high as usual it should.
How to apply loan if under AKPK?
If you are under AKPK’s Debt Management Programme (DMP), you can still apply for a loan. However, you have to settle the loan that falls under AKPK entirely and wait for the CCRIS to be updated before applying for a new loan.
Also, you can’t go back to the existing bank loan with AKPK. Once you have fully settled the loan, you can graduate from DMP upon early or normal settlement, and then apply for a new loan.
Some Koperasi personal loan providers may also allow you to apply for a loan even if you have an AKPK record.
However, it is best to check with the specific loan provider for their guidelines on cases under AKPK.
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