pay on time la next time

They just spam calls for those with late arrears aka deadbeats.

perangai macam graduan yang tak bayar balik PTPTN

Puak entitled tu....
Hutang tak bayar..Salah olang lain..
Pui..
Dah kan cakap sendiri lewat..
Bodo tahap dewa

siapa suruh pay later? haaaa

Ini bukan macam saman polis boleh tunggu masa offer 50% baru bayar. Apa yg di pinjam kena bayar. Kalau tak nak kena interest, bayar sebelum hujung bulan.

pay later has no interest right if pay on time?

I like it since can hutang at least 1 month

But the economy run by bnpl (buy now pay later ) without this how those top c / g / good for nothing director songlap money and call hooker to have sex leh.

Nobody ever tell that stupid to enrol shopee pay later

Jike already enrolled, then pay up

Mok kou hijau

I only use paylater to monitor my spending on grab for week, the top up grabwallet for points then settle weekly.

Not sure how shopee work but if no BPNL I straight pay je. Don't like BPNL crap but just easier to monitor my expenses for grab cause food car mart all must look separately.

This post has been edited by lordgamer3: Nov 3 2024, 02:06 PM

So he will smash the 75inch tv?

Pandai pinjam pandai byr lah

Spaylater is convenient provided u REMEMBER to pay on time every month, because they don't fucking send u notification that monthly bill is up and how much to pay before which date. It just act like nothing happens n hope u forget n charge u interest.

No interest if it is on time.

But they make it difficult if you want to pay early. So you may miss the dateline if you don't always check.

i use it sumtimes when a voucher is quickly expiring n i dunwan waste time topping up shopeepay or use bank transfer

ok lah if u rmb pay up on time

in fact sumtimes it's cheaper by 1 sen if u choose the 3-mth plan

i guess many people hutang paylater lorrrrrrr

Obviously HARIS ADAM HAS FINANICAL DIFFICULTY which he doesn't dare to admit so his best solution is put the blame on EVERY company that HE OWED. The bank he still owe is probably the next..

i don want activate pay later at all
btw lazada also same 0%? i no read tnc

Tau pakai BNPL tapi hanya betul2 tau BN, PL lontar entah ke mana. Lepas tu tayang kebangangan kat sedunia tengok. Puak tongkat mia pattern sial

Dia punya sembang mcm dia sendiri tak salah summore willingly expose yourself as a broke loser to everyone. Levels to this dumb shit I swear

u can always pay early. but to pay early, your order must confirmed purchase first.

once confirmed purchase, then u can straight pay at the same time

he is the target market of spay BNPL
yang bayar on time tu bukan main customer

probaby

spentnowtakpayahbayarlater

Got lah
In app, whatsapp, and sms also

Now past 2.30pm already, the fellow probably got only RM5 in his wallet and haven't taken his lunch..

Sudah hutang bayar la, haiyaa

Spaylater is damn good because can use to pay any offline with 30 days credit, then roll over using cc for another 30 days plus CB benefit. Unker olweis ask cashier blh guna shoppepay. Damn good deal.

Yakah? I already use many years but no sms no Whatsapp no app notifications regarding spaylater. Other thing got notifications but spaylater no reminder to pay bill, have to set extra alarm to remind me every month

Diu loophole abuser wanna abuse don't spread to whole world lah later loophole closed then kecoh pulak

sendiri pinjam sendiri tak bayar

salah olang lain

that day i late 1 minute pay cos the bank keep error....
end up penalty rm 10....
but...gonna pay early so if anything happen got time to find solution...

Orang islam jangan biasakan diri berhutang. Riba jangan sekali.

Tak mampu jangan beli kayy

Entitled much?

Pay on time la!

Multiple reminders are given on the app.

If always pay on time, the credit limit also goes up. Mine over 20k fixed. Previously started with 2k.

Escalator > Spaylater

U pinjam u bayar la bodo

Spay + cc =60 days credit

Kenapa lambat bayar? Hah? Kenapa?

If your company release your salary later by 1-2 days see these type of people complain or not

Spaylater mana ada untung if people pay on time

Ala 2 hari je. Bukannya sebulan. Babi betullah.
Mai kita boikot.

Dah tau hutang bayar on time la nokharom

Yes lo apply the cc shopee maybank also, can get coin back also.

Again this kind of puak hutang. Sendiri x bayar tapi salah org lain. Otak dapat dari lembu ke?

No.. they don't call you laaa.. unless you don't pay on time.. lol

This post has been edited by zeese: Nov 3 2024, 03:22 PM

never try it b4...

internet loan money is not your mother father money

reti pinjam reti bayar la.

dont use, problem solve

wanna use, please pay on time

Lol pariah as usual

Why we should pay so early?

It's already mentioned Buy Now, PAY LATER.

Of course I can payback whenever I have the money. I can pay 5 months later, or 1 year later.

only in msia people want to hutang and wait for discount only pay back kekwa
u guys really ren chai lmao
at least they come remind you and call you
CC just let you be and silently charge interest
by the time you realize u cant even nego for grace period to waive lmao
oh i forgot, these kinda people couldnt even qualify for CC in the first place so had to resort to these bnpl lolololol
no wonder cash is king in msia? kekwa

Shopee let you buy something with 3 even 6 months installment with 0 interest, but self no control buy until cannot pay back then blame the system lol

Jom guna escalator escalator

Uh... actually they do. Sending notifications like 3 days before due date.

Shopee is indeed very scammy company.

topkek, can see why so many Malaysians easily kena bankruptcy proceedings. Entitled retards and want people to remind them to pay somemore

BNPL memang is legalized ah long la

Can't afford to buy, then don't buy la. Simple as that

I can hutang 3 month with 0%, veli gooding mar

All the while got interest la. 1.5% per month for 6 months and above.

Normally 1 month and 3 months no interest.

its paylater not no need to pay, plan lah sikit

Minda B40

yet another entitled dumbass jungle bunny...so many of them around.

Same

Confirm ni puak hutang tak bayar balik

Puak b40 always self entitled.

If late bayar jer la the interest.. that's why these kind of bnpl b40 always say kena scam la
Kena interest la.

B40 always like that one.

I b40 also use pay later but always pay before 10th every month

They have dateline each month before u click on it.. read la tnc.

Ada otak pakai la.

Ada mata pakai la.

Bukan OKU kan?

Lzd got admin fee for 1 time if not mistaken. Yes 0% installment for 1 month.

Pay later but have stipulated repayment date not as u like la.

whats the % interest?

temporary limit increase is a trap

Topkek this puak. Everything also blame others.

Spaylater charge interest and late fees right? So why they bother people dont pay on time?

Ah Long also keeping up with trends and times. Need to be creative to sell their products and services.

Disguised in online shopping platforms to operate.

I swear I thought Shopee was a charity company sounds better..

maybe because they dont want to pay at all to begin with.
macam motor loan kedai la, some only pay for few months, lepas tu senyap

What u say is like saying rempiting is illegal and police will saman, but why they still rempit?

so how laa? change to Pay Now instead of Pay Later ?

So, it's okay to borrow credit but not to pay it back. Sometimes, I feel like this case is kind of special to certain people. Of course, there are people who will not pay back and run, but some people really take issue with paying what you owe.

dont use lor

simple tweet also got many ppl triggered

bodo punya k

shopee pay later is slightly misleading.
i kena penalty once.
in my defense, all bill, bank, credit card, for example, it it says payment due date is 10/10, it means u can pay ln the 10th without penalty.
shopee pay later is misleading
it says due date 10/10, on the 10th, they charge u interest.

Pandai pinjam pandai la bayar balik


Takkan ini pun tak erti, tak sekolah ke dik?

Shopee business is to earn money and charging interest is their revenue stream.

Police purpose is to enforce the law not to do business, so police doesnt want to saman if can.

Maybe your installments itself got interest if 6month or 12 month

My spay later due date 1st of each month, pay on time on 1st this month not charged any interest or late charge

Why cant pay on 9th?

Whats the point they charge late fees when the person doesnt pay at all? If he doesnt pay, whatever they charge is just on paper

stream-lining, ie, 10th is the 1 time of the month i scheduled to handle all household billings.
10th was just an example.
point being, due date on x date should always mean x date is the last day to pay, it's not late.

it wasn't interest.
it's RM10 late fee.

My point is just pay early lah. U pay early by 1 day u wont go bankrupt la

Confirm type m

like i said, i like to streamline my schedule.
ie, on 10th of each month is the day i sit down in front of my pc & pays all the bills.
it's better than pay randomly few times a months as that can cause genuine miss payment during busy weeks.

got ask them? curious what answer they would give but its shopee expect some dumb useless answer

well no choice have to pay earlier

CC or debit card or just direct pay via FPX ada takmau guna
nak jugak guna BNPL tu kenapa

Maybe you repay on 11hb 0000 midnight after that date then kena

If not over 0000 midnight. Like you pay on 5pm or 10pm on 10hb you shouldn't kena late charge