im not sure which section that discuss this, but im looking to get a medical card/life insurance plan from AIA


thinking of terminating my current prudential medical card

can direct PM me, thanks

Apasal mau terminate and get new 1 ?

the monthly payment got increase few times already, from 158, now is 222

and i have not used it once

like AIA, they told me, if i didnt claim, got rebate or something

Parking sin.

Looking too.

I have both insurance AIA and Prudential for my kids. In my opinion, Prudential is better.

Got such thing from AIA meh ?

prudential is medical card? or life insurance?

You sure on the last para?

Pitching new sale?

This post has been edited by jojolicia: Oct 16 2024, 02:01 PM

ya, heard this from my friend...thats why i ask, if got any agent here, i want to know also

im not agent punya

both

bodo, dah sihat minta nak sakit pula.

should bercukur because you dont use it

btw if your current policy dont have co-payment, better stick with it.

current new policy all got co-payment

This post has been edited by skycrew: Oct 16 2024, 03:22 PM

How old are u? That premium looks cheap.

Even my son premium higher lel


FYI if u buy new policy got contestability 2 years. So u better continue laying existing card for atleast 2 year before cancel else may face claims rejected.

don't think there's any rebate. There's only Health Wallet, if no claims previous year, the premium amount gets added to this wallet, which you can use to pay for other things like health checkup, upgrade room, etc.
Me using AIA too.

It's a lie...

Bro, honestly, Rm 158 to RM 222 is okay already

You didn't claim is good, means you are healthy and well.

You are missing the point of having a medical card.

Things to consider

1. U confirm the new card wont kena loading
2. Make sure the new card inforce in 2 yrs no have anything big, if not they will check back ur health history

As you age, your premium also gonna increase... depending on your age, you might have to pay more and also perhaps do a medical check up?

Not having to use it is a good thing what.
A blessing, in fact.
I already used mine 3 times. Each time hospitalised also i felt terrible. Wanna get out from the hospital the next day if possible.

mine paying 1800 annum.
old plan worth.. cuma less cover lo

here if you want to complain more

Don't simply change insurance plan. All will naik harga eventually.

Insurance is to cover you financially. You don't want to claim. What you don't realise is even if you didnt claim, the service offered to you is, you have the peace of mind that you will be covered if you masuk hospital. So the service is provided.

Insurance is not charity. More ppl claim, the insurance company will need to pass the cost back to you.

iPhone price also going up. Why people don't stop buying iPhone ah?