Actually if work backwards, the amount is debatable…

One need to contribute RM10k per mth in epf for 12 years at 5% dividend to hit RM2M.

Company will pay 12%, self contribute 11%, so about RM5k per month self contribution. So her average per month salary is RM45k for period of 12 years.

If she does not start with RM45k and follow normal incremental path of workers starting RM3k, so roughly her per mth earning RM160k now. So increment per annum is 43%.