QUOTE(killdavid @ Oct 1 2024, 12:37 PM)
this is called kiasu.... aha 
A single cents also counted!
This post has been edited by Sunshape: Oct 2 2024, 10:17 AM
Chat RIZE interest dropped to 3.3%, where next to move cash?
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QUOTE(iGamer @ Oct 2 2024, 09:58 AM) That 5% promo is only applicable for 1 month and subject to many campaign t&c. After that it's 3.6% and subject to changes. the boost 5% is complicated to obtain. got pre-conditions eg shopping at this place, spend money at that place....don't know reliable or not..... |
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QUOTE(Sunshape @ Oct 2 2024, 10:17 AM) If move around fund for 1 month interest of 1% probably not worth it especially for not very big sum. But ppl who don't give a shit about interest rate are probably also the ppl who let their money rot in saving account that pay 0.X% interest annually. |
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QUOTE(billyboy @ Oct 2 2024, 10:18 AM) the boost 5% is complicated to obtain. got pre-conditions eg shopping at this place, spend money at that place....don't know reliable or not..... Yup, too much hassle and if not mistaken, that promo rate is only for 1 month and also got cap limit.Yesterday I move some to "be U" for their eFD, today I moved some to top up EPF. |
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#46
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stop hunting for rates... and park into epf ler...
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QUOTE(billyboy @ Oct 2 2024, 10:31 AM) Refer to my edited first post, 4% for 12mths, other shorter period also very good rate compare to most commercial bank FD. billyboy liked this post
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Show posts by this member only | IPv6 | Post
#50
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With the advent of acc3.
EPF je la. Since you are risk adverse This post has been edited by AthrunIJ: Oct 2 2024, 10:43 AM |
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Show posts by this member only | IPv6 | Post
#51
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Good info this Be U digital bank
Later i try register and put Fd Not bad la 4% |
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Show posts by this member only | IPv6 | Post
#54
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buy snp500 la now usd cheap good deal yo iGamer liked this post
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Show posts by this member only | IPv6 | Post
#56
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This rize is just a savings account wei somemore kasi u 3.8% ka 3.3% ka and daily interest what u wan somemore oh
Die die wan 4% and park FD where got same Savings is savings anytime can take out suka suka can put money in |
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QUOTE(iGamer @ Oct 1 2024, 11:59 AM) As we entered new month October, and promotional interest rate on cash funds have mostly gone down... Where's the next good place to park cash? RIZE dropped from previous 3.7% to 3.3% Versa Cash- 3.63% KDI- 4% (First 50k), 3.5% (50.1k-200k), 3% (>200k) Tempted to move some to EPF if rates keep going down ![]() Edit: There's a "Be U" eFD promotion from Bank Islam now, 4% (12mths), 3.95% (9mths), 3.75% (6mths), minimum RM500, no max ceiling. ![]() QUOTE 1. Boost Bank: 5% pa As part of its 7th birthday, Boost is allowing users to earn 5% pa on a special savings jar until 31 October. There is a cap of RM25,000. Here’s how much interest you’ll earn: • RM19.90 with RM5,000 • RM39.80 with RM10,000 • RM49.75 with RM25,000 FYI, Boost Bank is NOT Shariah-compliant. Although Boost Bank’s promotion is enticing, user reviews have been overwhelmingly negative. Some customers said that there’s a withdrawal limit of RM10k. Others are disappointed on Boost’s customer service. 2. Versa Cash: ~4.00% pa Still one of the most user friendly and consistent cash apps. Versa has two products that offer steady returns: • Versa Cash: NOT Shariah-compliant but has higher returns. • Versa Cash-i: Shariah-compliant but has lower returns. Read more: https://thefuturizts.beehiiv.com/p/versa-sa...rn-zero-lock-in 3. Fixed Deposits: 4.00% pa FDs are becoming attractive again because their returns are much higher than digital banks now. Two banks are offering 4.00% pa until 31 December: MBSB and Bank Islam. Links: https://thefuturizts.beehiiv.com/p/best-fix...es-monthly-2024 4. TNG GO+: 3.45% pa Classic but never gets old. GO+ returns have been steady at this range since November 2022. There is a deposit limit of RM9,500 though, but you’ll still earn daily profits beyond this amount. |
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