Move money here and there chasing 1% interest.
Got better things to do

That 5% promo is only applicable for 1 month and subject to many campaign t&c. After that it's 3.6% and subject to changes.

this is called kiasu.... aha

A single cents also counted!

this is called kiasu.... aha

A single cents also counted!

the boost 5% is complicated to obtain. got pre-conditions eg shopping at this place, spend money at that place....don't know reliable or not.....

stop hunting for rates... and park into epf ler...

Yup, too much hassle and if not mistaken, that promo rate is only for 1 month and also got cap limit.
Yesterday I move some to "be U" for their eFD, today I moved some to top up EPF.

what rate you got for 'be U' and how long ? 

Fund reit etc lo

There are years where they are red. then next year you need to make double to get back to your 3M

U ma put EPF lo if u takut

As we entered new month October, and promotional interest rate on cash funds have mostly gone down... Where's the next good place to park cash?

RIZE dropped from previous 3.7% to 3.3%

Versa Cash- 3.63%

KDI- 4% (First 50k), 3.5% (50.1k-200k), 3% (>200k)

Tempted to move some to EPF if rates keep going down

Edit:
There's a "Be U" eFD promotion from Bank Islam now, 4% (12mths), 3.95% (9mths), 3.75% (6mths), minimum RM500, no max ceiling.

1. Boost Bank: 5% pa

As part of its 7th birthday, Boost is allowing users to earn 5% pa on a special savings jar until 31 October.

There is a cap of RM25,000.

Here’s how much interest you’ll earn:
• RM19.90 with RM5,000
• RM39.80 with RM10,000
• RM49.75 with RM25,000

FYI, Boost Bank is NOT Shariah-compliant.

Although Boost Bank’s promotion is enticing, user reviews have been overwhelmingly negative.
Some customers said that there’s a withdrawal limit of RM10k.
Others are disappointed on Boost’s customer service.

2. Versa Cash: ~4.00% pa
Still one of the most user friendly and consistent cash apps.

Versa has two products that offer steady returns:
• Versa Cash: NOT Shariah-compliant but has higher returns.
• Versa Cash-i: Shariah-compliant but has lower returns.

Read more:
https://thefuturizts.beehiiv.com/p/versa-sa...rn-zero-lock-in

3. Fixed Deposits: 4.00% pa
FDs are becoming attractive again because their returns are much higher than digital banks now.

Two banks are offering 4.00% pa until 31 December: MBSB and Bank Islam.
Links:
https://thefuturizts.beehiiv.com/p/best-fix...es-monthly-2024

4. TNG GO+: 3.45% pa
Classic but never gets old.

GO+ returns have been steady at this range since November 2022.
There is a deposit limit of RM9,500 though, but you’ll still earn daily profits beyond this amount.

Versa, KDI, be U Bank Islam........ all ayam put some eggs in already

Seems nothing new, I didn't bother about the Boost Bank promo, seems too much hassle for a 1mth promo rate.