Why need to buy a house most of the time is because we tend to keep old midset inherit from previous generation. Like our parents most of them buying a house and they expect children do the same. But when the time parents bought house 30 years ago the house price is very cheap.

Imagine buying a 500k house now after 35 years paid total we paid will be almost double. If buying a landed house maybe after 35 years can sell 700k or maybe 1m and yet we actually not earning (total paying principal + interest will be 1m). Worse for high rise because house price down after 15 years built especially for high rise built after 2015. How many of us willing to pay 500k for a second hand high rise with age more than 35?

500k high rise mean monthly instalment 2300 + 200 (maintenance fee) will be 2500. If we rent the unit at 1500 and save up the 1000 put into KWSP account. 35 years later your KWSP account will be about 1.2m (yearly 5.5% dividend). This is saving from instalment, if with our monthly salary withdrawal add on it is easily surpass 2m.

How much do you think the rental will increase? For high rise if the rental now is 1500 then probably after 10 years will increase to 1700 but when the unit getting old the house like 20 years condo probably rental stay at 1700 or not more than 2000 because plenty of choices. Our income won't stay forever same, our income will increase and in 10 years time our salary will get more than 20% increase (if not then it is your problem). Our income will certainty capable to pay the rental hike and I can assue most rental won't go beyond 20% hike after 10 years.

Yes, there are landed houses price increase but those are in prime area like PJ, Kepong, Subang Jaya, Damansara etc and these landed hosue price at least 800k and above for 20x70 double storey. And yet we need to spare 200k for renovation due to the house more than 20 years old and need major repair. How many people young people afford to buy 800k houses and fork out 200k cash for renovation?

For 800k landed house how much can you rent out, maybe around 2000 (e.g. bandar utama 22x75 rental RM2500 and house value RM1.3m). 800k house with 10% downpayment and 35 years loan at 4.25% the monthly instalment is RM3300. The rental did not cover the loan repayment and this has not factor in that you did not get the tenant in some period of time.

I got a landed house which I bought as new and VP 7 years ago and until now the 2nd hand value is less than SNP price. For condo around Cyberjaya and Puchong at least 20% - 40% down from SNP price in same period of time.

Let's mark this comment "our last property boom started from 2009, which we will expect another boom from 2027" and lets review again in middle of 2027 and you will laugh at your own comment then.

How to boom when those property built in 2013 onward already sell "future value" at high price? Plus in this recent 10 years too many high rise condo projects aroud KV and this cause the 2nd market value stagnent and in most cases price drop. Unlike in year 2009 and before the properties price is relatively low and the room to increase is huge.