Seriously i really wished that moving forward more and more Gen Z / Alpha / beta just focus on renting.

When more ppl are keen towards renting, rents will only go up, and my properties price will appreciate and able to sell higher to investor when i exit.

buy house before age 30, settle in age 60. if rent until age 60, do u think any owner will rent to u while u in that age? no job and still need pay rent.

With money saved and invested could buy a small retirement home in many places e.g thailand, philippines, tuscany, etc.

That’s exactly why I said rent is a better option than owning properties. A few of my neighbours paid 4-5 k per month for their house instalments but can only rent their units for 2-2.5 k.  Imagine their losses over 30 years and vice versa your savings if you rent instead.
I forgot to add in the mandatory property maintenance charge by management plus your own wear and tear repair. That could work out and extra 500-700 per month.

Reading thru the comments, I agree with the comment contributors that renting is a good option for you guys 👍🏻

Anyway, I still want to buy property. Otherwise, who going to rent to you guys  !!!

You will have to save and invest sufficiently, otherwise you may have problem paying rent when you're no longer working. And with inflation, rental when you're old will be much higher than today's rates. Ditto if you want to go to a nold folks home. Home ownership gives peace of mind that you'll have a roof over your head when you're old.

buy house before age 30, settle in age 60. if rent until age 60, do u think any owner will rent to u while u in that age? no job and still need pay rent.

No job no savings no money to pay for maintenance of your house at 60 also gg

No job no savings no money to pay for maintenance of your house at 60 also gg

On average, maintenance fees of flats, apartments and condos still cheaper than rent. If no money pay maintenance, just default until JMB petition for auction. I’m sure you wouldn’t outlive that

when im 60 i only pay few hundred for maintainance only, and u still need to pay few thousand for rent. which one more worth? remind : if u reach 60 do u think people still rent to u?

buy house before age 30, settle in age 60. if rent until age 60, do u think any owner will rent to u while u in that age? no job and still need pay rent.

Why need to buy a house most of the time is because we tend to keep old midset inherit from previous generation. Like our parents most of them buying a house and they expect children do the same. But when the time parents bought house 30 years ago the house price is very cheap.

Imagine buying a 500k house now after 35 years paid total we paid will be almost double. If buying a landed house maybe after 35 years can sell 700k or maybe 1m and yet we actually not earning (total paying principal + interest will be 1m). Worse for high rise because house price down after 15 years built especially for high rise built after 2015. How many of us willing to pay 500k for a second hand high rise with age more than 35?

500k high rise mean monthly instalment 2300 + 200 (maintenance fee) will be 2500. If we rent the unit at 1500 and save up the 1000 put into KWSP account. 35 years later your KWSP account will be about 1.2m (yearly 5.5% dividend). This is saving from instalment, if with our monthly salary withdrawal add on it is easily surpass 2m.