Thanks bro

I can speak just can't read. Can guess a bit here and there. Google translate doesn't work in china as well, I suppose?

Tng can be used? Then that's great. So tngo no such thing as 3% charges if >Y200? OK ma, then no need to fret. Do I need to allocate the cash into the tngo account first, or can do the transfer via bank or cc when I'm in china? Afraid bank app can't use