Hi,

In a bank's QR for example Alliance Bank, which section of the QR report published its NPL Ratio pls?

Look for Stage 3 ECL (impaired asset) at page 20/57 of the PDF.

The problem is the readout contains all assets of a bank, including loans, so you get NPA but not NPL specifically.

This blog might help you in understanding bank's asset quality better: https://reality-inversion.blogspot.com/2019...et-Quality.html

Let me ping an accountant to assist you further. ikanbilis

This post has been edited by TOS: Aug 30 2024, 10:45 PM

Thank you very much sifu. I read read see can understand bo. 😂

ABMB 's QR is not bad, but upon QR released, its price dropped instantly. Some says NPL is up. So I just want to read see see NPL ratio.

Alliance Bank will report the gross and net impaired ratio which include non-performing loans in the computations, but not the NPL specifically.

They report it in the March annual results, not stating anything in the QR though.

https://www.alliancebank.com.my/Alliance/me.../qr_q4_2023.pdf

https://www.ram.com.my/pressrelease/?prviewid=6715

I read through, apparently ABMB 's ECL is lesser.

But mysteriously, its price drop instead of up. Scratching my head.