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 American Express® Cards, Membership Rewards™

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mustang
post Apr 3 2008, 07:58 PM

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A quick question here:

Is it the same for both Maybank AMEX CC and AMEX Charge Card in terms of

01. The recognition and services offered locally or internationally?

02. Checking online transactions using the same website?

03. Applications requirements are the same?

04. When we talk about MBB AMEX CC, it has a preset credit limit like a normal credit card right?

05. So, any significant difference between the two?

06. Can just walk into any MBB and apply for either 1 of them?

Thanks a lot

p.s: corrected the numbering system

This post has been edited by mustang: Apr 3 2008, 11:09 PM
mustang
post Apr 3 2008, 11:08 PM

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From: Pearl Of the Orient

QUOTE(acks2257 @ Apr 3 2008, 10:43 PM)
1. its consider AMEX card also, only diff is charge card and credit card..
2. AMEX charge card.. Amex website.. MBB AMEX CC, Maybank2u, i think no changes..
2. Charge card requirement higher than credit card.. if not mistaken, minimun salary for charge card is RM2500 p/m
3. Yes.
4. Refer no1.
5. Yes, any MBB branch..

If u have a bank account with maybank.. its easier to apply for the card i guess..
*
Forget to add in my question list,

- I still have to pay the amount in full every month regardless of whether the card is MBB AMEX CC or AMEX Charge Card ?

- Which will be the prefered choice [Credit Card or Charge Card] and the reasons ?

Thanks smile.gif
mustang
post Apr 4 2008, 08:08 PM

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From: Pearl Of the Orient

Today I went to MBB and check out the t & c for charge card. It seems like we need to include EPF statement? Any reasons for this?

Q:
-> For credit card, I notice there's 2 version [classic and gold], so the gold will have higher credit limit right?

-> Which is easier to get approval ?

thanks smile.gif
mustang
post Apr 6 2008, 05:35 PM

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From: Pearl Of the Orient

I am a little confused about the requirements now as I talked to a few agents and all of them say differently.

Basically they mentioned need to have EA form whereas some say if you have EPF statement, you need not include the EA form and some say need at least 10k credit limit in another type of credit card as a proof.

Actually to those that managed to apply the charge card, what documents you submitted?

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