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American Express® Cards, Membership Rewards™
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dr2k3
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Jul 30 2008, 11:32 AM
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QUOTE(muscaa @ Jul 30 2008, 08:33 AM) Maybank got a notorious history of sending out cc to customers despite people never applied for it  fee free or annual fee apply for those "free card" whats the diff between visa,mastercard n amex.....in term of function....just to let u purchase thing right? dun tell me benefit like point point....those thing are too minor.. This post has been edited by dr2k3: Jul 30 2008, 11:33 AM
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dr2k3
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Jul 30 2008, 11:43 AM
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QUOTE(tinkerbel @ Jul 30 2008, 11:34 AM) @dr2k3, I believe most of the time, the pre-approved cards will bear a waiver of X years. And Yup.. no difference between the 3 based on ur above question  so its just like diff brand for card? in term of credit limit which one has the highest one(visa/master/amex)........except black card *evilgrin*
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dr2k3
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Jul 30 2008, 11:50 AM
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QUOTE(tinkerbel @ Jul 30 2008, 11:46 AM) @dr2k3, Amex Charge Cards has NO credit limit. I wouldn't call it 3 different "brands" - it's more like 3 differrent organisations with similar product offerings  no meh....should have eh..... then what for introduce black card if amex no credit limit black card annual fee is around 2k usd......if normal amex anual fee is less than RM300 n have limitless credit limit u think people want black card?
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dr2k3
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Jul 30 2008, 01:43 PM
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QUOTE(tinkerbel @ Jul 30 2008, 12:08 PM) @dr2k3, U need to understand there is a difference between a Charge and Credit Card. Most CCs will have a limit; with Amex U pay for what U use hence NO limit. As to Y people want the Black Card - well it's really just a status thing. i know i mean amex (normal,silver,gold,platinum,titanium card) should have credit limit coz black card = amex if black card no limit then if standard amex card also no limit......then do u think ppl would pay 2k usd annually and get the black card if i can get normal amex with way way less annual fee with same credit limit do you know the word no limit? with black card u can buy a jet with one swipe.....can normal amex card do that? This post has been edited by dr2k3: Jul 30 2008, 01:52 PM
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dr2k3
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Jul 30 2008, 02:05 PM
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QUOTE(tinkerbel @ Jul 30 2008, 01:53 PM) @dr2k3, If U don't believe me, just call Amex and check - they will tell U there is NO pre-set limit. You use the card and come end of the month, U pay up in full. I oredi said, the Black Card is just a status thing! *ish* erm..... if classic amex = silver amex = gold amex = no limit how come those 3 card has diff annual fee o_O....blur~
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dr2k3
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Jul 30 2008, 02:26 PM
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QUOTE(tinkerbel @ Jul 30 2008, 02:09 PM) @dr2k3, Perhaps "side" benefits are different?! *shrugs* I'm not the one who works @ Amex! any idea whats the min requirement to apply for this kind of card?
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