American Express® Cards, Membership Rewards™
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 Oct 1 2009, 12:12 PM
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#1
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Senior Member
5,006 posts Joined: Jun 2005 From: Puchong  
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applied for maybank amex gold card ~3 weeks ago & just got a call from them. is there 2 cards; credit card & charge card? whats the difference?
in the end, i inform them i only want credit card & not charge card. |
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Oct 1 2009, 01:51 PM
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#2
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Senior Member
5,006 posts Joined: Jun 2005 From: Puchong
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QUOTE(MilesAndMore @ Oct 1 2009, 01:04 PM) Credit card comes with a credit line and you cannot spend beyond the credit line given. Charge card on the other hand, doesn't come with a credit line. They will approve your purchase based on your past spending pattern. If you intend to make a huge purchase and the amount is very high, it is advisable that you call them first just to make sure the payment will go smoothly. what about the difference in outstanding charges if carry forward the amount?   |
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Oct 9 2009, 11:24 AM
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#3
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Senior Member
5,006 posts Joined: Jun 2005 From: Puchong
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just want to ask, is our maybank amex gold share same credit line with visa & mastercard from maybank as well?
my amex just got approved & i have existing visa & mastercard from maybank & the credit limit is the same for all 3 cards, but not sure whether they share same credit limit or not. i know maybank visa & mastercard both share the same limit.  |
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