Also, don't forget when U use your Amex in foreign currency it is double conversion.  It will first convert to USD and from USD to MY.  So unless ur buying something in USD, it doesn't convert twice

@Optiplex330,
If ur Visa/Mastercard is issued locally the conversion will be direct; as in from AUD to RM instead of AUD --> USD --> RM.

for oversea spending ... visa n master , which offer a lower conversion rate??? although most bank charge 1% on top of the rate but the rate visa/master will determine the nett amount also rite???

The cheque should be made payable to Maybankard centre. So if your cheque is issued by some banks in KL and you pay it in KL, there shouldn't be any additional charges.

1. With the CTCS rollout, only newly designed cheques will be accepted from 1st Sept 09 onwards. Besides, local and outstation cheques will be cleared on the same day and fund will be deposited within 2 working days. There will be no commission fee for outstation cheques.

2. Following the introduction to Amex Gold cc which is free for life, Amex Plat cc apparently has nothing to shout about. I don't find any rationale of paying RM800 AF but getting less benefit than the Gold cc.

This is one of the FAQ in M2U:

How do i apply for an American Express® Gold Credit Card?

You may walk into any Maybank branch nationwide to fill up an application form, or call 603-22958877 for personal assistance. Alternativelty, you could also visit these websites to print out an application form: www.americanexpress.com.my or Maybank2u.com.

Before you start shooting me, please visit:

http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

Bear in mind that this card has no MBB logo and exactly the same as the one shown in AMEX website.

Click on the More FAQ on the right side.

Only foreigners who wish to apply for the AMEX Gold credit card must open a Maybank account.

Hello All,

Just to update you guys regarding interest rate that previously discussed.

A day before do the purchase, I ring Amex to get confirmation that there is no extra charge fee for any purchase with their card. Amex has confirm this.

Situation 1 - Buying IT Stuff

I go to Low Yat plaza and try different shop to do the comparison. I bought printer, laptop, ps3 game and external hard drive. ALL of this merchant charge 2-3% for credit/charge card transaction. I try to argue but it seems to be useless.   All they is say is "You Can Ask Any Shop, All Is The Same".  So I pay cash instead.
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Situation 2 - Buying Car

I went to car dealer and decide to pay the down payment ( MYR 17,500 ) with my AMEX Charge Card, the merchant want to charge 3%. I argue and I call AMEX again, then put on loud speaker so the entire people in the office can hear    I'm glad CS from AMEX are VERY STRONG in made the statement. "THERE IS NO FEE CHARGE ON GOODS OR SERVICE WHEN USING THE CREDIT/CHARGE CARD. MERCHANT ARE NOT SUPPOSE TO CHARGE CUSTOMER AS THE SERVICE CHARGE FOR USING CREDIT/CHARGE ARE BETWEEN THE BANK OF ISSUER AND MECHANT. There is still small argument going but after that they accept the payment using my charge card with no bullshit fee.
So people, fight for our right !! 

Great Eastern does not accept Amex.

GE is associated with OCBC.

pay via OCBC card can get cash rebate.

i plan to apply for amex gold credit card.
it states that the Required documents are:

1.Copy of NRIC (both sides) or Passport, including that of supplementary applicant's
2.Latest BE form with official tax receipt
3.Latest 2 months' salary slips
4. Latest 3 months' savings account activity/current account statements

question is.. do i have to submit all these documents? it's a bit troublesome for me to get 2. and 4.

anyone can share? thanks.