QUOTE(MilesAndMore @ Sep 27 2009, 12:29 AM)
It should be 2 - 3 times of your salary but not everyone applied for a credit card using salary slip. Some got pre-approved complimentary Platinum credit card from their banks and the credit line usually is pretty high.
The maximum credit line for each Platinum series credit card brand is RM300,000. For instance you have a Platinum VISA and Mastercard Platinum, both issued by Hong Leong Bank. The maximum credit line possible is RM300,000 per card brand. Assume that Hong Leong Bank gives you the maximum credit line possible for your both Platinum VISA and Mastercard, your total combined limit from Hong Leong Bank for your credit cards is RM600,000.
Yes. Not pre-set spending limit that is.
Oh ... how so ? I can't apply for a AMEX Gold credit card now. Have to wait till August next year. Still a long time to go but i'm 99.99% sure i'll still be interested in this card then.
Is it because the 0% finance charge will be over then ?
600K CL is so cool, but who will spend so much?The maximum credit line for each Platinum series credit card brand is RM300,000. For instance you have a Platinum VISA and Mastercard Platinum, both issued by Hong Leong Bank. The maximum credit line possible is RM300,000 per card brand. Assume that Hong Leong Bank gives you the maximum credit line possible for your both Platinum VISA and Mastercard, your total combined limit from Hong Leong Bank for your credit cards is RM600,000.
Yes. Not pre-set spending limit that is.
Oh ... how so ? I can't apply for a AMEX Gold credit card now. Have to wait till August next year. Still a long time to go but i'm 99.99% sure i'll still be interested in this card then.
Is it because the 0% finance charge will be over then ?
Why you need to wait until next year august to apply? Even got reject can still reapply in 6 months time right?
After 6 months maybe i have other CC in my wallet already. So not intend to thicken my wallet with extra card.
Sep 27 2009, 08:34 PM

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