QUOTE(knwong @ Sep 9 2009, 10:04 PM)
oops, the only high amount purchases i can think off are buying house, car & holiday package....i'll cross houses from my list then...
You can buy a brand new property directly from developer then. American Express® Cards, Membership Rewards™
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Sep 9 2009, 10:18 PM
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Senior Member
2,221 posts Joined: Apr 2008 |
QUOTE(knwong @ Sep 9 2009, 10:04 PM) oops, the only high amount purchases i can think off are buying house, car & holiday package....i'll cross houses from my list then... You can buy a brand new property directly from developer then. |
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Sep 9 2009, 10:31 PM
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9,301 posts Joined: Mar 2008 |
QUOTE(Optiplex330 @ Sep 9 2009, 06:06 PM) This is interesting. I thought credit card is credit card but it seems some are not as useful than others. Now I am having 2nd thought as to the usefulness of AMEX. Imagine going traveling and merchant not accepting it here and there. This is where VISA and Mastercard come in handy QUOTE(knwong @ Sep 9 2009, 09:32 PM) i owned the amex gold charge card. it claimed it has no credit limit. eager to try that out last time when purchasing new car for my sis a month ago. in the end i still resort to old banker's cheque payment. anyone ever swipe 5 or 6 figures amount with your amex charge card? interested to share? In the States people use AMEX charge card to pay for private jet plane bill as well as to pay for Bentley, Lexus etc. You might want to give it a try QUOTE(vin_ann @ Sep 9 2009, 10:03 PM) btw, You mean paying your AMEX via M2U ?did any1 have tried on the Amex online paying? |
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Sep 9 2009, 11:09 PM
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12,696 posts Joined: Aug 2008 |
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Sep 10 2009, 06:36 AM
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6,106 posts Joined: Jan 2003 From: Klang |
QUOTE(knwong @ Sep 9 2009, 09:32 PM) i owned the amex gold charge card. it claimed it has no credit limit. eager to try that out last time when purchasing new car for my sis a month ago. in the end i still resort to old banker's cheque payment. anyone ever swipe 5 or 6 figures amount with your amex charge card? interested to share? there's no limit, but they have an unwritten single transaction limit assigned to you i.e. they would most likely block a transaction above rm xx.before making large really large swipes, you can just call them up to inform them. once they approve it, you'll swipe with no problems. and if you settle promptly, your single transactionl limit will default to the particular large amount you swiped and settled. |
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Sep 10 2009, 10:18 AM
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854 posts Joined: Jan 2007 |
i plan to apply for amex gold credit card.
it states that the Required documents are: 1.Copy of NRIC (both sides) or Passport, including that of supplementary applicant's 2.Latest BE form with official tax receipt 3.Latest 2 months' salary slips 4. Latest 3 months' savings account activity/current account statements question is.. do i have to submit all these documents? it's a bit troublesome for me to get 2. and 4. anyone can share? thanks. |
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Sep 10 2009, 11:33 AM
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12,696 posts Joined: Aug 2008 |
QUOTE(pisang @ Sep 10 2009, 10:18 AM) i plan to apply for amex gold credit card. Photostat of your existing card and it's statement will do sometimes.it states that the Required documents are: 1.Copy of NRIC (both sides) or Passport, including that of supplementary applicant's 2.Latest BE form with official tax receipt 3.Latest 2 months' salary slips 4. Latest 3 months' savings account activity/current account statements question is.. do i have to submit all these documents? it's a bit troublesome for me to get 2. and 4. anyone can share? thanks. |
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Sep 10 2009, 11:38 AM
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2,354 posts Joined: Feb 2005 From: Subang Jaya |
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Sep 10 2009, 11:39 AM
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370 posts Joined: Mar 2007 |
QUOTE(pisang @ Sep 10 2009, 10:18 AM) i plan to apply for amex gold credit card. Yeah, photocopy your current credit card more than 12 months and IC will be enoughit states that the Required documents are: 1.Copy of NRIC (both sides) or Passport, including that of supplementary applicant's 2.Latest BE form with official tax receipt 3.Latest 2 months' salary slips 4. Latest 3 months' savings account activity/current account statements question is.. do i have to submit all these documents? it's a bit troublesome for me to get 2. and 4. anyone can share? thanks. If you are existing Maybank Credit card holder, it will be more simple, just fax the form together with IC to AMEX office. |
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Sep 10 2009, 11:41 AM
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2,221 posts Joined: Apr 2008 |
QUOTE(pisang @ Sep 10 2009, 10:18 AM) i plan to apply for amex gold credit card. You needn't provide all those P&C documents. You can only provide a copy of your 1) IC and 2) existing cc (must be Gold cc or above) which has been used for more than 12 months. If you don't have item no. 2, you then need to provide your latest 2 month's salary slip.it states that the Required documents are: 1.Copy of NRIC (both sides) or Passport, including that of supplementary applicant's 2.Latest BE form with official tax receipt 3.Latest 2 months' salary slips 4. Latest 3 months' savings account activity/current account statements question is.. do i have to submit all these documents? it's a bit troublesome for me to get 2. and 4. anyone can share? thanks. |
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Sep 10 2009, 11:43 AM
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Senior Member
6,462 posts Joined: Nov 2004 From: [Latitude-N3°9'25"] [Longitude-E101°42'45"] |
QUOTE(guanteik @ Sep 9 2009, 07:51 PM) Guys, for those who applied for that American Express Gold Credit Card, does your online/e-statement comes seperately from MBB AMEX Gold Or is it combined into one statement? Amex's Amex Gold CC is in separate statement. The other MBB master/visa all in another separate single statement rojak. |
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Sep 10 2009, 11:50 AM
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Senior Member
5,379 posts Joined: Jul 2009 |
i browse thru amex malaysia website, it seems that there are 2 platinum amex in their list.
a) AMEX platinum credit card (annual fee:rm800) b) The Platinum card (annual fee:rm2380) i do not know what is the difference in the benefit since the annual fee different by so much. I was told that AMEX platinum, cannot apply, it is by invitation only, what abt access to the airport lounge worldwide. Both above cards gain u the free access? anyone know abt it? |
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Sep 10 2009, 02:18 PM
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854 posts Joined: Jan 2007 |
tks to Optiplex330,aeronlim and winner.
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Sep 10 2009, 07:59 PM
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2,656 posts Joined: Jan 2003 |
@cute_boboi,
Thanks for the reply |
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Sep 10 2009, 08:13 PM
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Senior Member
6,106 posts Joined: Jan 2003 From: Klang |
QUOTE(cheahcw2003 @ Sep 10 2009, 11:50 AM) i browse thru amex malaysia website, it seems that there are 2 platinum amex in their list. The main difference is that the (a) is a credit card, where you have a credit limit, and can't spend beyond that before settling at least a portion of the bill.a) AMEX platinum credit card (annual fee:rm800) b) The Platinum card (annual fee:rm2380) i do not know what is the difference in the benefit since the annual fee different by so much. I was told that AMEX platinum, cannot apply, it is by invitation only, what abt access to the airport lounge worldwide. Both above cards gain u the free access? anyone know abt it? The 2nd is a charge card, where you have no pre set spending limit. But for charge cards, you can't choose to pay a minimum amount in a month (since you don't have an actual line of credit),and thus would have to settle the bill in full each month if u want to continue using it. Not too sure, but yea, I believe you can't just apply for The Plat Card. The significantly higher fee for the charge card is because of its' prestige, as well as additional benefits. (refer to amex malaysia website and compare the 2) |
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Sep 10 2009, 09:43 PM
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Senior Member
3,559 posts Joined: Sep 2005 From: Shenzhen Bahru |
QUOTE(MilesAndMore @ Sep 9 2009, 10:31 PM) In the States people use AMEX charge card to pay for private jet plane bill as well as to pay for Bentley, Lexus etc. You might want to give it a try but i think i will pokai faster afterwards... |
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Sep 10 2009, 10:48 PM
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All Stars
10,912 posts Joined: Feb 2006 |
QUOTE(MilesAndMore @ Sep 9 2009, 10:31 PM) This is where VISA and Mastercard come in handy i mean online purchase. like buying GSC movie tickets, pay Air Asia tickets... etc etcIn the States people use AMEX charge card to pay for private jet plane bill as well as to pay for Bentley, Lexus etc. You might want to give it a try You mean paying your AMEX via M2U ? QUOTE(Optiplex330 @ Sep 9 2009, 11:09 PM) i wish i have the details, but its hard to find. annual fees shd be waived. but i dun know the condition. |
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Sep 10 2009, 11:59 PM
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Senior Member
6,462 posts Joined: Nov 2004 From: [Latitude-N3°9'25"] [Longitude-E101°42'45"] |
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Sep 11 2009, 08:18 AM
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Senior Member
12,696 posts Joined: Aug 2008 |
QUOTE(vin_ann @ Sep 10 2009, 10:48 PM) i mean online purchase. like buying GSC movie tickets, pay Air Asia tickets... etc etc I finally went down to Great Eastern office and got details of this OCBC-GE card and here are the details.i wish i have the details, but its hard to find. annual fees shd be waived. but i dun know the condition. Payment of GE insurance 3% with maximum of RM450 a year Retail rebate is tiered starting from 0.5% and once above RM20,000, it is 3% with a maximum of RM3000 a year. Annual fee is RM138 and only 1st year free. And this morning, I found this: http://www.ocbc.com.my/personal-banking/Ca...m?bcid=M5_C1_S4 What i don't quite understand is these are not considered retail purchases: Recurring Payment/Auto Debit transactions, Easi-Payment Plan (EPP), Balance Transfers, Cash Advance, Call-for-Cash, Dial-a-Cash, Dial-a-Cheque, This post has been edited by Optiplex330: Sep 11 2009, 08:22 AM |
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Sep 11 2009, 08:21 AM
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Senior Member
2,221 posts Joined: Apr 2008 |
QUOTE(knwong @ Sep 10 2009, 09:43 PM) unfortunately no private jet service here. i want to fly to bali, rent a Bentley & sip martini before going on gambling cruise! There is private jet charter service in Malaysia. The fee is HUGE. It costs >100k from KL to Middle East. but i think i will pokai faster afterwards... QUOTE(Optiplex330 @ Sep 9 2009, 11:09 PM) QUOTE(vin_ann @ Sep 10 2009, 10:48 PM) i wish i have the details, but its hard to find. This cc gives good rebate for GE premium but small percentage of rebate for other transactions, and no reward points will be given.annual fees shd be waived. but i dun know the condition. It is FOC for 1st year. Request for AF waiver for second year onwards WILL NOT BE ENTERTAINED. See the link below. http://ocbc.com.my/personal-banking/Cards/FAQWebR1.pdf |
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Sep 11 2009, 08:31 AM
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Senior Member
12,696 posts Joined: Aug 2008 |
QUOTE(winner @ Sep 11 2009, 08:21 AM) This cc gives good rebate for GE premium but small percentage of rebate for other transactions, and no reward points will be given. |
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