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 American Express® Cards, Membership Rewards™

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winner
post Sep 9 2009, 04:10 PM

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QUOTE(arsenal @ Sep 9 2009, 02:30 PM)
Longines watch?
*
I won't pay 40k for a watch, at least for the time being. smile.gif

It's actually for the booking fee for some sort of investment. tongue.gif
SUSOptiplex330
post Sep 9 2009, 05:52 PM

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Do insurance company, general or life, accept Amex credit card? Specifically AXA, Great Eastern and Prudential. Thks.
winner
post Sep 9 2009, 05:58 PM

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QUOTE(Optiplex330 @ Sep 9 2009, 05:52 PM)
Do insurance company, general or life, accept Amex credit card? Specifically AXA, Great Eastern and Prudential. Thks.
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Great Eastern does not accept Amex.
SUSOptiplex330
post Sep 9 2009, 06:06 PM

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QUOTE(winner @ Sep 9 2009, 05:58 PM)
Great Eastern does not accept Amex.
*
This is interesting. I thought credit card is credit card but it seems some are not as useful than others. Now I am having 2nd thought as to the usefulness of AMEX. Imagine going traveling and merchant not accepting it here and there.

zzzxtreme
post Sep 9 2009, 06:15 PM

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yeah optilex330, can't buy gsc movie tickets with amex
but maybank amex gives me good rewards. i spend RM5K, they give me RM50 MPH voucher (for example)
SUSDavid83
post Sep 9 2009, 07:46 PM

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QUOTE(jack2 @ Sep 9 2009, 03:05 PM)
It has been credited my AMEX?

Debited la....  doh.gif
So you are on AMEX with TM or Visa?
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Now already changed to Visa. Dam! sad.gif
guanteik
post Sep 9 2009, 07:51 PM

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Guys, for those who applied for that American Express Gold Credit Card, does your online/e-statement comes seperately from MBB AMEX Gold Or is it combined into one statement?

This post has been edited by guanteik: Sep 9 2009, 07:53 PM
vin_ann
post Sep 9 2009, 08:08 PM

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QUOTE(winner @ Sep 9 2009, 05:58 PM)
Great Eastern does not accept Amex.
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GE is associated with OCBC.

pay via OCBC card can get cash rebate.

QUOTE(guanteik @ Sep 9 2009, 07:51 PM)
Guys, for those who applied for that American Express Gold Credit Card, does your online/e-statement comes seperately from MBB AMEX Gold Or is it combined into one statement?
*
today im just got my hard copy statement. its Amex statement.
winner
post Sep 9 2009, 08:11 PM

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QUOTE(Optiplex330 @ Sep 9 2009, 06:06 PM)
This is interesting. I thought credit card is credit card but it seems some are not as useful than others. Now I am having 2nd thought as to the usefulness of AMEX. Imagine going traveling and merchant not accepting it here and there.
*
It is a fact that Amex is not widely accepted, be it in M'sia or overseas. Therefore, you still need to bring along MC and/or Visa card for backup. I only use Amex cc in petrol stations and hypermarkets. Besides, I also use Amex cc if my Alliance CCs have hit the monthly rebate limit.


Added on September 9, 2009, 8:22 pm
QUOTE(vin_ann @ Sep 9 2009, 08:08 PM)
GE is associated with OCBC.

pay via OCBC card can get cash rebate.

today im just got my hard copy statement. its Amex statement.
*
Except Amex, you can use any MC and VISA cards to pay GE insurance premium.

You pay RM5 for Amex Gold cc statement?

This post has been edited by winner: Sep 9 2009, 08:22 PM
vin_ann
post Sep 9 2009, 08:43 PM

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QUOTE(winner @ Sep 9 2009, 08:11 PM)
It is a fact that Amex is not widely accepted, be it in M'sia or overseas. Therefore, you still need to bring along MC and/or Visa card for backup. I only use Amex cc in petrol stations and hypermarkets. Besides, I also use Amex cc if my Alliance CCs have hit the monthly rebate limit.


Added on September 9, 2009, 8:22 pm
Except Amex, you can use any MC and VISA cards to pay GE insurance premium.

You pay RM5 for Amex Gold cc statement?
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im only want to stress paying GE premium with OCBC card (vica / mc) can get cash rebate. icon_rolleyes.gif

RM5 for the paper? no way!

this is my 1st statement, showing zero value and i never opt for paper statement nor e-statement.


winner
post Sep 9 2009, 09:14 PM

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QUOTE(vin_ann @ Sep 9 2009, 08:43 PM)
RM5 for the paper? no way!

this is my 1st statement, showing zero value and i never opt for paper statement nor e-statement.
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The statement option is clearly stated in the application form. RM5 will be charged monthly if you opt for paper statement instead of e-statement. I would suggest you to check with the CS, otherwise RM5 could be charged and shown in your next month statement.
knwong
post Sep 9 2009, 09:32 PM

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i owned the amex gold charge card. it claimed it has no credit limit. eager to try that out last time when purchasing new car for my sis a month ago. in the end i still resort to old banker's cheque payment. anyone ever swipe 5 or 6 figures amount with your amex charge card? interested to share?
winner
post Sep 9 2009, 09:47 PM

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QUOTE(knwong @ Sep 9 2009, 09:32 PM)
i owned the amex gold charge card. it claimed it has no credit limit. eager to try that out last time when purchasing new car for my sis a month ago. in the end i still resort to old banker's cheque payment. anyone ever swipe 5 or 6 figures amount with your amex charge card? interested to share?
*
For purchase involving extremely big amount, I guess you still need to inform Amex CS 1st although it is a charge card. If you regularly spend that kinda amount, you then needn't inform Amex prior to the purchase as Amex has already known your spending pattern. Anyway, I have never swiped a card for a 6-figure amount in a single receipt. biggrin.gif


Added on September 9, 2009, 9:49 pm
QUOTE(knwong @ Sep 9 2009, 09:32 PM)
i owned the amex gold charge card. it claimed it has no credit limit. eager to try that out last time when purchasing new car for my sis a month ago. in the end i still resort to old banker's cheque payment. anyone ever swipe 5 or 6 figures amount with your amex charge card? interested to share?
*
For purchase involving extremely big amount, I guess you still need to inform Amex CS 1st although it is a charge card. If you regularly spend that kinda amount, you then needn't inform Amex prior to the purchase as Amex has already known your spending pattern. Anyway, I have never swiped a card for a 6-figure amount in a single receipt. biggrin.gif You paid in Rupiah huh? Just kidding tongue.gif

This post has been edited by winner: Sep 9 2009, 09:49 PM
knwong
post Sep 9 2009, 09:50 PM

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QUOTE(winner @ Sep 9 2009, 09:47 PM)
For purchase involving extremely big amount, I guess you still need to inform Amex CS 1st although it is a charge card. If you regularly spend that kinda amount, you then needn't inform Amex prior to the purchase as Amex has already known your spending pattern. Anyway, I have never swiped a card for a 6-figure amount in a single receipt. biggrin.gif


Added on September 9, 2009, 9:49 pm
For purchase involving extremely big amount, I guess you still need to inform Amex CS 1st although it is a charge card. If you regularly spend that kinda amount, you then needn't inform Amex prior to the purchase as Amex has already known your spending pattern. Anyway, I have never swiped a card for a 6-figure amount in a single receipt. biggrin.gif You paid in Rupiah huh? Just kidding tongue.gif
*
that's the only advantage of this card compared to current newly launched amex gold cc - no credit limit! Think someday i'll try that, clear up my house loan...wahaha
Shinichi
post Sep 9 2009, 09:50 PM

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For those that using new MBB Amex Gold Credit Card, not sure if your card 4 digit code at front is same as the code advertised on Amex Gold CC leaflets?
vin_ann
post Sep 9 2009, 10:00 PM

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QUOTE(winner @ Sep 9 2009, 09:14 PM)
The statement option is clearly stated in the application form. RM5 will be charged monthly if you opt for paper statement instead of e-statement. I would suggest you to check with the CS, otherwise RM5 could be charged and shown in your next month statement.
*
ok. noted.

during application, the bank staff never mentioned this to me.

hmmm, if they charge me, i can blame the bank staff.
winner
post Sep 9 2009, 10:00 PM

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QUOTE(knwong @ Sep 9 2009, 09:50 PM)
that's the only advantage of this card compared to current newly launched amex gold cc - no credit limit! Think someday i'll try that, clear up my house loan...wahaha
*
Unfortunately you are not allowed to use credit or charge card to pay monthly installment of your home loan.

You can only pay booking fee via cc if you purchase a new property through developer (if the developer accepts payment of booking fee via cc). Some developers even allow you to pay the down payment (normally 10% of the purchase price) by cc.
vin_ann
post Sep 9 2009, 10:03 PM

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btw,

did any1 have tried on the Amex online paying?


knwong
post Sep 9 2009, 10:04 PM

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QUOTE(winner @ Sep 9 2009, 10:00 PM)
Unfortunately you are not allowed to use credit or charge card to pay monthly installment of your home loan.

You can only pay booking fee via cc if you purchase a new property through developer (if the developer accepts payment of booking fee via cc). Some developers even allow you to pay the down payment (normally 10% of the purchase price) by cc.
*
oops, the only high amount purchases i can think off are buying house, car & holiday package....i'll cross houses from my list then...


vin_ann
post Sep 9 2009, 10:10 PM

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QUOTE(knwong @ Sep 9 2009, 10:04 PM)
oops, the only high amount purchases i can think off are buying house, car & holiday package....i'll cross houses from my list then...
*
there are some to add: diamond ring, watches...


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