I lend RM100k to a really close buddy like 10+ years ago. Really close buddy, even more close than my real brother. After lending him he says will pay me back by installment every month.

Sometime skip 2-3 months no pay etc. In the end now i see him he see me like strangers. Really dont lend any money to family and friends, you can "give" it to them but dont ever lend.